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2159 Walsingham Court 62 — Tracy — 3 Beds • 3 Baths • 1,533 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+37 more

$489,900

28 DOM

$320/sqft3 bd3 ba1,533 sqftHOA ~548/mo

Call

2159 Walsingham Ct 62 Tracy, CA 95376

Welcome to this rare end-unit condo in the gated Summergate community in the heart of Tracy. This desirable end-unit offers added privacy, an expanded outdoor yard area with mature trees, and an attached two-car garage with built-in storage. Located toward the back of the complex, the home enjoys one of the most private settings in the community. The covered patio provides a comfortable outdoor space to relax, enjoy morning coffee, or unwind in the evening. Inside, the living room features a cozy gas fireplace. The kitchen offers tile countertops, pantry storage, a built-in microwave, and the refrigerator will stay with the home. A convenient half bath is located downstairs for guests. Upstairs includes all bedrooms, highlighted by the primary suite with dual sinks, a spacious shower, and two mirrored walk-in closets. Laminate flooring runs through the primary bedroom, bathroom, hallway, and stairs, while the additional bedrooms offer generous mirrored closets. Additional highlights include a newer water heater and garage cabinetry for extra storage. Summergate residents enjoy a gated community with a pool, spa, playground, and beautifully maintained grounds, with convenient access to shopping, dining, and I-205.

MLS ML82038049

(888) 584-2084 (Office) 510-206-4302 (Cell) leena@tuscanaproperties.com

Est. payment

$3,678/mo

Principal & interestTaxesInsuranceHOA

$2,477$510$143$548

Down %

Rate %

Years

Down payment: $97,980 · Total cost: $989,772

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,678/mo

Principal & interest: $2,477
Est. property tax: $510
Est. insurance: $143
HOA (normalized / mo): $548
Down payment: $97,980

Est. gross rent$2,041/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,637/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.