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4279 W 190th — Torrance — 4 Beds • 4 Baths • 2,580 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+36 more

$1,400,000

18 DOM

$543/sqft4 bd4 ba2,580 sqftHOA ~230/mo

Call

4279 W 190th Torrance, CA 90504

3.03acre lot

Experience comfortable and refined living in this beautifully maintained home located in the prestigious Park Place gated community of Northwest Torrance, built in 2004. Offering a well-designed layout with 4 bedrooms and 3.5 bathrooms, this residence blends functionality, space, and modern upgrades. Upon entry, you are welcomed by a bright and inviting floor plan filled with abundant natural light. The spacious family room with a cozy fireplace provides the perfect setting for relaxing or entertaining, while the opposite side of the home features a seamless flow between the living room, dining area, and kitchen, ideal for both everyday living and gatherings. Recessed lighting throughout enhances the home’s warm and contemporary feel. The main level also includes a convenient laundry room and a half bathroom for guests. Upstairs, the primary suite serves as a private retreat, offering generous space, excellent natural light, a newly updated primary bathroom, and a large walk-in closet. Three additional well-proportioned bedrooms and two full bathrooms upstairs provide flexibility for family, guests, or a home office. Recent improvements include new flooring upstairs, a new electrical panel, and a backyard fence replaced in 2025, adding both style and peace of mind. Additional highlights include an electric vehicle charger in the garage, offering modern convenience for today’s lifestyle. Ideally located just minutes from Del Amo Fashion Center, residents enjoy easy access to popular retailers such as Nordstrom, Macy’s, Apple, and Zara, along with dining favorites including Din Tai Fung and North Italia. Everyday conveniences like H Mart and Mitsuwa Marketplace are also nearby. Additionally, Redondo Beach is approximately 10–15 minutes away, offering quick access to the pier, scenic coastline, and beachside dining. Set within a well-maintained gated community known for its privacy and convenience, this home presents an exceptional opportunity to enjoy the best of Torrance living.

MLS PW26056983

619-248-6434 (Office) amy@homereadyteam.com

Est. payment

$9,175/mo

Principal & interestTaxesInsuranceHOA

$7,079$1,458$408$230

Down %

Rate %

Years

Down payment: $280,000 · Total cost: $2,828,498

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$9,175/mo

Principal & interest: $7,079
Est. property tax: $1,458
Est. insurance: $408
HOA (normalized / mo): $230
Down payment: $280,000

Est. gross rent$5,833/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-3,342/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.