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20520 Earl — Torrance — 3 Beds • 3 Baths • 1,883 Sq Ft | Belmont Brokerage | Belmont Brokerage

ActiveUnderContract

+52 more

$1,150,000

182 DOM

$611/sqft3 bd3 ba1,883 sqftHOA ~167/mo

Call

20520 Earl Torrance, CA 90503

1.23acre lot

This is the best location you can find in West Torrance Area with lovely community. This house just finised remodeling and it is the best house in this coummity the gorgeous interior and space 3 bed romms with 2 and half bathrooms with 3 car garage. This house offers with award-winning schools and very close to many access to shoppings areas such as Del-Amo Shopping malls with many others. It has with living room with fire place where you can enjoy with familes and friends together with ocean air that people will love. All interior just finished with new paints and there is nothing to be worked on. The seller just finished flooring of the garage. It is brand new and it is in perfect condition. Centeral A/C and recession lights were installed. Very quite community and in the middle of the community so you will not hear any traffic noises. New laundary manchines and new refrigerator are insalled and Simply it is ready to move in condition and please come and check it out.

MLS PW25240925

213-385-4989 (Office) 310-755-1173 (Cell) khwjenterprise@gmail.com

Est. payment

$7,515/mo

Principal & interestTaxesInsuranceHOA

$5,815$1,198$335$167

Down %

Rate %

Years

Down payment: $230,000 · Total cost: $2,323,409

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$7,515/mo

Principal & interest: $5,815
Est. property tax: $1,198
Est. insurance: $335
HOA (normalized / mo): $167
Down payment: $230,000

Est. gross rent$4,792/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,723/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Oct 16, 2025	$1,150,000	—

Facts & Features

Transaction Data

HOA Fee$166.73/monthly

Structure & Property

Year Built2004

Garage Spaces3

213-385-4989 (Office) 310-755-1173 (Cell) khwjenterprise@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

20520 Earl, Torrance, CA 90503

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Call

20520 Earl Torrance, CA 90503

About this home

Danny Kim

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Danny Kim

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

20520 Earl, Torrance, CA 90503

About This Property

Property Photos

20520 Earl Torrance, CA 90503

About this home

Danny Kim

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Danny Kim

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.