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437 Ridgeway Ct — Spring Valley — 2 Beds • 2 Baths • 1,024 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+21 more

$535,000

1 DOM

$522/sqft2 bd2 ba1,024 sqftHOA ~375/mo

Call

437 Ridgeway Ct Spring Valley, CA 91977

Welcome to this rarely available two-story end-unit townhome in Spring Valley! Step inside to a bright, open family room filled with natural light. The updated gourmet kitchen offers generous cabinet and drawer space, while the first floor features stylish new tile flooring, along with a convenient in-unit full-size washer and dryer. Stay comfortable year-round with highly efficient, zone-controlled mini-split heating and cooling. Love to entertain? The expansive, fully fenced backyard includes a patio and plenty of grassy space for relaxing, playing, or hosting guests. This is a must see!

MLS 260008291SD

619-233-5935 (Office) 619-708-4530 (Cell) nicole@nicoledelsells.com

Est. payment

$3,793/mo

Principal & interestTaxesInsuranceHOA

$2,705$557$156$375

Down %

Rate %

Years

Down payment: $107,000 · Total cost: $1,080,890

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,793/mo

Principal & interest: $2,705
Est. property tax: $557
Est. insurance: $156
HOA (normalized / mo): $375
Down payment: $107,000

Est. gross rent$2,229/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,564/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 14, 2026	$535,000	—

Facts & Features

Transaction Data

HOA Fee$375/monthly

Structure & Property

Year Built1973

619-233-5935 (Office) 619-708-4530 (Cell) nicole@nicoledelsells.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

437 Ridgeway Ct, Spring Valley, CA 91977

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Call

437 Ridgeway Ct Spring Valley, CA 91977

About this home

Nicole Del Priore

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Nicole Del Priore

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

437 Ridgeway Ct, Spring Valley, CA 91977

About This Property

Property Photos

437 Ridgeway Ct Spring Valley, CA 91977

About this home

Nicole Del Priore

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Nicole Del Priore

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.