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10496 Celestial Waters Drive — Spring Valley — 4 Beds • 3 Baths • 2,733 Sq Ft | Belmont Brokerage | Belmont Brokerage

Pending

+30 more

$1,070,000

13 DOM

$392/sqft4 bd3 ba2,733 sqftHOA ~190/mo

Call

10496 Celestial Waters Dr Spring Valley, CA 91977

5,662.8sqft lot

Beautiful corner-lot home offering exceptional privacy and stunning views of Sweetwater Lake. The dining room features high ceilings, and the entryway welcomes you with elegant ceramic tile flooring and a decorative medallion. The kitchen includes granite countertops and Mohegan's wood cabinetry. Enjoy a cozy fireplace in the living room and ceiling fans in every room. A downstairs bedroom and full bathroom adds convenience. The upper level boasts a magnificent primary bedroom suite with oversized walk-in closets, 2 additional bedrooms, and a sitting area/loft. The low-main-tenance backyard includes artificial grass and a few fruit trees-perfect for easy outdoor living. Located in a desirable gated community with clubhouse amenities, swimming pools, and more. Includes a two-car garage plus an additional separate one-car garage.

MLS PTP2602224

619-303-3399 (Office) 619-820-7249 (Cell) Zihanna123@gmail.com

Est. payment

$7,028/mo

Principal & interestTaxesInsuranceHOA

$5,411$1,115$312$190

Down %

Rate %

Years

Down payment: $214,000 · Total cost: $2,161,781

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$7,028/mo

Principal & interest: $5,411
Est. property tax: $1,115
Est. insurance: $312
HOA (normalized / mo): $190
Down payment: $214,000

Est. gross rent$4,458/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,570/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

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Price History

Event	Date	Price	Change
Listed	Mar 22, 2026	$1,070,000	—

Facts & Features

Transaction Data

HOA Fee$190/monthly

Structure & Property

Year Built2006

Garage Spaces3

619-303-3399 (Office) 619-820-7249 (Cell) Zihanna123@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

10496 Celestial Waters Drive, Spring Valley, CA 91977

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Call

10496 Celestial Waters Dr Spring Valley, CA 91977

About this home

Zina Hanna

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Zina Hanna

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

10496 Celestial Waters Drive, Spring Valley, CA 91977

About This Property

Property Photos

10496 Celestial Waters Dr Spring Valley, CA 91977

About this home

Zina Hanna

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Zina Hanna

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.