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12200 Montecito Rd. H207 — Seal Beach — 3 Beds • 2 Baths • 1,221 Sq Ft | Belmont Brokerage | Belmont Brokerage

Pending

+27 more

$649,900

52 DOM

$532/sqft3 bd2 ba1,221 sqftHOA ~525/mo

Call

12200 Montecito Rd. H207 Seal Beach, CA 90740

9.24acre lot

Welcome home to your beautifully upgraded three Bedroom, two bath condo in the highly sought after Rossmoor Park! Stunningly appointed and designed to live your best life! This rare three bedroom condo is as refreshing as it is modern complete with brand new stainless steel appliances, quartz countertops and backsplash, dual pane windows, a walk in closet in the primary suite, a soul rejuvenating patio, and stunning bathrooms with a tub and walk in shower! Rossmoor Park is a gated community with resort-like amenities including laundry facilities, BBQ area, banquet room, spa, two pools and a gym. Shopping is excellent and nearby--Rush Park, Target, Sprouts, etc. The Los Alamitos Unified School District is known for its excellent award winning Blue Ribbon schools. Excellent schools and its top tier location with easy access to the 22, 405, 605 freeways and the beach make Rossmoor Park the perfect place to live, work and play. Welcome home!

MLS IV26008928

949-943-2926 (Office) David@RosenthalREA.com

Est. payment

$4,678/mo

Principal & interestTaxesInsuranceHOA

$3,286$677$190$525

Down %

Rate %

Years

Down payment: $129,980 · Total cost: $1,313,029

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,678/mo

Principal & interest: $3,286
Est. property tax: $677
Est. insurance: $190
HOA (normalized / mo): $525
Down payment: $129,980

Est. gross rent$2,708/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,970/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Jan 12, 2026	$649,900	—

Facts & Features

Transaction Data

HOA Fee$525/monthly

Structure & Property

Year Built1969

Garage Spaces1

949-943-2926 (Office) David@RosenthalREA.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

12200 Montecito Rd. H207, Seal Beach, CA 90740

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Call

12200 Montecito Rd. H207 Seal Beach, CA 90740

About this home

DAVID ROSENTHAL

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

DAVID ROSENTHAL

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

12200 Montecito Rd. H207, Seal Beach, CA 90740

About This Property

Property Photos

12200 Montecito Rd. H207 Seal Beach, CA 90740

About this home

DAVID ROSENTHAL

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

DAVID ROSENTHAL

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.