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5525 Scotts Valley Dr 10 — Scotts Valley — 3 Beds • 1 Bath • 1,530 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 1PM – 4PM

$899,000

0 DOM

$588/sqft3 bd1 ba1,530 sqftHOA ~700/mo

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5525 Scotts Valley Dr 10 Scotts Valley, CA 95066

1,612sqft lot

This well appointed home offers a comfortable layout with thoughtful upgrades throughout. The updated kitchen features refreshed cabinetry and countertops, a Samsung electric stove with airfry capability (2020), refrigerator (2020), and a Bosch dishwasher (2026), along with a custom wine and drink cabinet added in 2023 that enhances everyday living and entertaining. Major system upgrades include Alterra solar panels and an EV charger installed in 2020, plus a new gas heater and ductwork completed in 2020. The former woodburning stove was replaced in 2023, adding to the homes modern efficiency and comfort. The primary bathroom features radiant heated floors, and the home is equipped with a wholehouse water purification system, along with a RO drinking water system at the kitchen sink. Additional highlights include a functional floor plan, comfortable living spaces, and practical upgrades that support modern lifestyles. Residents also enjoy access to a newly remodeled community pool, spa, and cabana, completed between 2021 and 2022, providing a resortstyle amenity close to home. With its combination of updates, energy efficiency, and community amenities, 5525 Scotts Valley Drive presents an excellent opportunity to enjoy convenient and comfortable living in Scotts Valley.

MLS ML82043093

(831) 204-7884 (Office) 831-227-9987 (Cell) jesse@jcollinsproperties.com

Est. payment

$6,444/mo

Principal & interestTaxesInsuranceHOA

$4,546$936$262$700

Down %

Rate %

Years

Down payment: $179,800 · Total cost: $1,816,300

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,444/mo

Principal & interest: $4,546
Est. property tax: $936
Est. insurance: $262
HOA (normalized / mo): $700
Down payment: $179,800

Est. gross rent$3,746/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,698/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 15, 2026	$899,000	—

Facts & Features

Transaction Data

HOA Fee$700/monthly

Structure & Property

Year Built1979

Garage Spaces1

(831) 204-7884 (Office) 831-227-9987 (Cell) jesse@jcollinsproperties.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

5525 Scotts Valley Dr 10, Scotts Valley, CA 95066

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Call

5525 Scotts Valley Dr 10 Scotts Valley, CA 95066

About this home

Jesse Collins

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Jesse Collins

Sale & Tax History

No Recent Sales History

Location

Presented by Belmont Brokerage Inc.

5525 Scotts Valley Dr 10, Scotts Valley, CA 95066

About This Property

Property Photos

Location

Open Houses

Listing Agent

5525 Scotts Valley Dr 10 Scotts Valley, CA 95066

About this home

Jesse Collins

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Jesse Collins

Sale & Tax History

No Recent Sales History

Location

Presented by Belmont Brokerage Inc.