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1317 12th Street 8 — Santa Monica — 3 Beds • 2 Baths • 1,183 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+26 more

$970,000

79 DOM

$820/sqft3 bd2 ba1,183 sqftHOA ~425/mo

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1317 12th St 8 Santa Monica, CA 90401

7,510sqft lot

Located in the heart of Santa Monica, this well-situated unit offers unbeatable access to the city’s most sought-after amenities. Just minutes from Third Street Promenade and Santa Monica Place, with world-class shopping, dining, and entertainment nearby. The Santa Monica Beach, Pier, and Palisades Park are all within close reach, making coastal living effortless. Convenient access to major streets and the Downtown Santa Monica Metro Station enhances daily commuting. The unit includes in-unit laundry, adding everyday comfort and convenience. New roof was installed in 2019. An excellent opportunity to enjoy a prime Santa Monica location with a highly walkable lifestyle.

MLS WS26018031

626-587-4866 (Office) 626-880-8888 (Cell) xlh.vincent@gmail.com

Est. payment

$6,623/mo

Principal & interestTaxesInsuranceHOA

$4,905$1,010$283$425

Down %

Rate %

Years

Down payment: $194,000 · Total cost: $1,959,745

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,623/mo

Principal & interest: $4,905
Est. property tax: $1,010
Est. insurance: $283
HOA (normalized / mo): $425
Down payment: $194,000

Est. gross rent$4,042/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,581/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Jan 26, 2026	$990,000	—

Facts & Features

Transaction Data

▼Price Reduced from $990,000 (−$20,000)

HOA Fee$425.42/monthly

Structure & Property

Year Built1973

Garage Spaces1

626-587-4866 (Office) 626-880-8888 (Cell) xlh.vincent@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1317 12th Street 8, Santa Monica, CA 90401

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Call

1317 12th St 8 Santa Monica, CA 90401

About this home

XIAOLEI HAN

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

XIAOLEI HAN

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

1317 12th Street 8, Santa Monica, CA 90401

About This Property

Property Photos

1317 12th St 8 Santa Monica, CA 90401

About this home

XIAOLEI HAN

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

XIAOLEI HAN

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.