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310 E Mccoy 11F — Santa Maria — 3 Beds • 2 Baths • 1,130 Sq Ft | Belmont Brokerage | Belmont Brokerage

Pending

+14 more

$435,000

92 DOM

$385/sqft3 bd2 ba1,130 sqftHOA ~325/mo

Call

310 E Mccoy 11F Santa Maria, CA 93455

1,307sqft lot

Spacious 3-bedroom, 2-bath upstairs unit featuring a private balcony and convenient stackable washer and dryer. The kitchen offers tile countertops with a breakfast bar, perfect for casual dining. Move-in ready with abundant storage throughout. Located near the community pool, residents also enjoy access to a clubhouse and resort-style amenities.

MLS PI26007193

805-592-2050 (Office) 805-310-3505 (Cell) wendyteixeira@aol.com

Est. payment

$3,105/mo

Principal & interestTaxesInsuranceHOA

$2,200$453$127$325

Down %

Rate %

Years

Down payment: $87,000 · Total cost: $878,855

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,105/mo

Principal & interest: $2,200
Est. property tax: $453
Est. insurance: $127
HOA (normalized / mo): $325
Down payment: $87,000

Est. gross rent$1,813/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,292/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Jan 12, 2026	$459,000	—

Facts & Features

Transaction Data

▼Price Reduced from $459,000 (−$24,000)

HOA Fee$325/monthly

Structure & Property

Year Built2003

805-592-2050 (Office) 805-310-3505 (Cell) wendyteixeira@aol.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

310 E Mccoy 11F, Santa Maria, CA 93455

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Call

310 E Mccoy 11F Santa Maria, CA 93455

About this home

Wendy Teixeira

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Wendy Teixeira

Sale & Tax History

No Recent Sales History

Location

310 E Mccoy 11F, Santa Maria, CA 93455

About This Property

Property Photos

Location

Listing Agent

Presented by Belmont Brokerage Inc.

310 E Mccoy 11F Santa Maria, CA 93455

About this home

Wendy Teixeira

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Wendy Teixeira

Sale & Tax History

No Recent Sales History

Location