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To list your property with Belmont Brokerage, contact us at (818) 967-6311 or email brokerage@bbandm.com. Our team will provide a complimentary AI-powered Comparative Market Analysis (CMA), professional staging recommendations, and a customized marketing strategy. We list on the MLS and through our exclusive off-market network for maximum exposure.

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Yes. Belmont Brokerage handles commercial real estate transactions including office spaces, retail locations, multi-family investments, and mixed-use developments throughout Los Angeles County. Our commercial division provides investment analysis, lease negotiations, and 1031 exchange guidance.

What technology does Belmont Brokerage use for market analysis?

Belmont Brokerage combines California MLS data with internal valuation and offer-strategy workflows, plus compliance-aware document tooling. Agents get data-driven pricing context grounded in active listings and recent market activity.

Is Belmont Brokerage a licensed California real estate brokerage?

Yes. Belmont Brokerage Inc. operates under California Department of Real Estate (DRE) license #02431308. Listings shown from the MLS follow participating board rules, including attribution and IDX display requirements.

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620 Sumner — Santa Cruz — 2,079 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+68 more

$1,895,000

13 DOM

$911/sqft— bd— ba2,079 sqft

Call

620 Sumner Santa Cruz, CA 95062

7,492sqft lot

Located in the highly sought-after Seabright neighborhood, this unique property features two beautifully maintained single-family homes on one expansive lot, offering exceptional versatility and investment potential. Both homes have been thoughtfully updated in October 2023, enhancing comfort, functionality, and peace of mind. The front home (Unit A), a charming 1934 Adobe-style residence, offers 2 bedrooms and 1 bathroom with hardwood floors, a fireplace, updated kitchen and bath, new permitted electrical, instant hot water, new flooring, lighting, paint, and more. Privately situated at the rear, Unit B is a light-filled 2-bedroom, 2-bath home with a spacious open floor plan, soaring ceilings, and abundant windows. Recent upgrades include instant hot water, Mitsubishi heating and A/C units (permitted), new lighting, paint, and improved outdoor features. Additional improvements include drainage, irrigation, fencing, sheds, and termite tenting in 2023. Ideal for multigenerational living or rental income, this rare offering is just minutes from Santa Cruz's renowned beaches, shopping, dining, and entertainment, local parks, and vibrant coastal attractions, cafes, and nearby conveniences. A truly special opportunity in one of the coasts most desirable communities.

MLS ML82040920

831-423-7355 (Office) 831-345-6583 (Cell) johnodonnellre@gmail.com

Est. payment

$12,109/mo

Principal & interestTaxesInsurance

$9,582$1,974$553

Down %

Rate %

Years

Down payment: $379,000 · Total cost: $3,828,574

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$12,109/mo

Principal & interest: $9,582
Est. property tax: $1,974
Est. insurance: $553
Down payment: $379,000

Est. gross rent$7,896/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-4,213/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.