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603 Mission Street — Santa Cruz | Belmont Brokerage | Belmont Brokerage

Active

+64 more

$2,700,000

808 DOM

— bd— ba— sqft

Call

603 Mission St Santa Cruz, CA 95060

18,078sqft lot

New zoning allows for multi-residential. Rare opportunity to own a piece of Santa Cruz History. Located on a highly visible corner on one of Santa Cruz's most well-traveled roads yet walking distance to downtown restaurants and shops. This spacious Victorian house is currently used as an office and is 4,623 Sq. Ft. plus 200 Sq. Ft. of storage space, includes 6 private offices as well as several meeting rooms and breakrooms. In addition, there is a separate structure with a legal residential unit on second floor above the private office space offering a great opportunity for live/work or great rental income. Established history with therapy and professional office users and possible uses to include live/work, group home / transitional housing/recovery facility. A total of three parcels included and totaling over 18,000 Sq. Potential to merge lots for future development possibilities. Buyer to verify with City of Santa Cruz for residential and developmental possibilities.

MLS ML81949855

831-515-8421 (Office) 831-406-1031 (Cell) info@andersonchristie.com

Est. payment

$17,254/mo

Principal & interestTaxesInsurance

$13,653$2,813$788

Down %

Rate %

Years

Down payment: $540,000 · Total cost: $5,454,961

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$17,254/mo

Principal & interest: $13,653
Est. property tax: $2,813
Est. insurance: $788
Down payment: $540,000

Est. gross rent$11,250/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-6,004/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Jan 22, 2024	$3,100,000	—

Facts & Features

Transaction Data

▼Price Reduced from $3,100,000 (−$400,000)

Annual Taxes$39,000

Structure & Property

Year Built1889

831-515-8421 (Office) 831-406-1031 (Cell) info@andersonchristie.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

603 Mission Street, Santa Cruz, CA 95060

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Call

603 Mission St Santa Cruz, CA 95060

About this home

Marvin Christie

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Marvin Christie

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

603 Mission Street, Santa Cruz, CA 95060

About This Property

Property Photos

603 Mission St Santa Cruz, CA 95060

About this home

Marvin Christie

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Marvin Christie

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.