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1555 Merrill Street — Santa Cruz — 2 Beds • 2 Baths • 768 Sq Ft | Belmont Brokerage | Belmont Brokerage

Pending

+19 more

$374,000

6 DOM

$487/sqft2 bd2 ba768 sqft

Call

1555 Merrill St Santa Cruz, CA 95062

Super sweet and cozy. This could be your beach cottage. She is small but mighty nice. Very good location in the park. The kitchen is bright with a good size pantry. The living and dining areas are spacious for a smaller home. You have a private yard and a large storage shed. Close to the park entrance and guest parking. Shoreline Estates is a 55+ park. There is a swimming pool and clubhouse, just around the corner from your home. There is no property tax and the park is under County rent control. Only a few blocks to Sunny Cove for those lazy beach days. Also close to the Sunday farmers market. Life is short~ buy the beach house!

MLS ML82042317

(831) 688-6461 (Office) 831-818-3771 (Cell) shelley.patton@cbnorcal.com

Est. payment

$2,390/mo

Principal & interestTaxesInsurance

$1,891$390$109

Down %

Rate %

Years

Down payment: $74,800 · Total cost: $755,613

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$2,390/mo

Principal & interest: $1,891
Est. property tax: $390
Est. insurance: $109
Down payment: $74,800

Est. gross rent$1,558/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-832/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 9, 2026	$374,000	—

Facts & Features

Transaction Data

Close DateMay 1, 2026

Structure & Property

Year Built2002

(831) 688-6461 (Office) 831-818-3771 (Cell) shelley.patton@cbnorcal.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1555 Merrill Street, Santa Cruz, CA 95062

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1555 Merrill St Santa Cruz, CA 95062

About this home

Shelley Patton

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Shelley Patton

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

1555 Merrill Street, Santa Cruz, CA 95062

About This Property

Property Photos

1555 Merrill St Santa Cruz, CA 95062

About this home

Shelley Patton

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Shelley Patton

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.