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118 Rankin Street — Santa Cruz — 3 Beds • 1 Bath • 1,064 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 19 · 11AM – 1PM

+34 more

$1,299,000

26 DOM

$1,221/sqft3 bd1 ba1,064 sqft

Call

118 Rankin St Santa Cruz, CA 95060

3,093sqft lot

Welcome to 118 Rankin Street, where modern comfort meets Santa Cruz charm! This thoughtfully updated home boasts major upgrades inside and out. Step onto gorgeous new hardwood floors and plush carpet (2023), and cook in style in a beautifully remodeled kitchen (2023). Year round comfort is easy with new high efficiency Fujitsu mini-splits (2023) replacing wall heaters.The spa inspired bathroom was remodeled in 2022, featuring a tiled shower, vent fan, and skylight. Outdoors, unwind in a vintage clawfoot tub plumbed with hot and cold water. The turf yard is ultra soft and pet friendly, perfect for lounging or play.Stay powered and connected with a 40A 220V EV charger (2023), new hot water heater (~2022), recirculating hot water system, and a new garage sub-panel. The garage also includes a WC and storage closet. Tech lovers will appreciate a fiber internet drop (AT&T up to 5Gb), whole-house Cat-6 wiring, and new top-down/bottom-up window shades (2024). Enjoy the unbeatable location just a 10 minute walk to breweries, coffee shops, and the best burger in town (The Parish). Near Bay View and close to SCHS, Mission Hill, Gateway, PCS, and a Montessori preschool right on the street. This home blends convenience, community, and comfort. Don't miss it!

MLS ML82036898

(831) 469-8000 (Office) 831-252-5000 (Cell) daniel.oster@cbrealty.com

Est. payment

$8,300/mo

Principal & interestTaxesInsurance

$6,568$1,353$379

Down %

Rate %

Years

Down payment: $259,800 · Total cost: $2,624,442

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$8,300/mo

Principal & interest: $6,568
Est. property tax: $1,353
Est. insurance: $379
Down payment: $259,800

Est. gross rent$5,413/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,887/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Mar 20, 2026	$1,350,000	—

Facts & Features

Transaction Data

▼Price Reduced from $1,350,000 (−$51,000)

Structure & Property

Year Built1976

Garage Spaces2

(831) 469-8000 (Office) 831-252-5000 (Cell) daniel.oster@cbrealty.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

118 Rankin Street, Santa Cruz, CA 95060

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118 Rankin St Santa Cruz, CA 95060

About this home

Daniel Oster

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Daniel Oster

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

118 Rankin Street, Santa Cruz, CA 95060

About This Property

Property Photos

118 Rankin St Santa Cruz, CA 95060

About this home

Daniel Oster

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Daniel Oster

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.