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215 N Mcclay — Santa Ana — 5 Beds • 2 Baths • 1,800 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+35 more

$1,299,000

20 DOM

$722/sqft5 bd2 ba1,800 sqft

Call

215 N Mcclay Santa Ana, CA 92701

12,197sqft lot

TWO HOMES + LARGE LOT + INCOME POTENTIAL: Rare opportunity to own two separate homes on one spacious and private lot in Santa Ana, offering exceptional flexibility for investors, owner-occupants, or family compound as multi generational living. The property features approximately 1,800 square feet of living space across two residences with a total of 5 bedrooms and 2 bathrooms. The front home (#215 N McClay) offers 3 bedrooms, 1 bathroom, an attached garage, and a private fenced yard, ideal for a primary residence or rental unit. The second home (#217 N McClay) features 2 bedrooms and 1 bathroom with its own gated entry, large yard area, pergola, mature fruit trees, and outdoor space perfect for relaxing or entertaining. Both homes have been extensively remodeled, including brand new kitchens, upgraded bathrooms, new flooring, new water heaters, newly installed split A/C systems, updated cabinetry and countertops, and refreshed landscaping throughout the property. These improvements make the homes move-in ready while providing strong rental appeal. A standout feature of the property is the additional large graded lot area, offering exceptional flexibility for future use. The space may allow for additional improvements such as a SFR with a Jr. ADU (buyer to verify with the City), a contractor yard, storage area, workshop, recreational space, or expanded outdoor entertaining area. The entire property is fully gated, offering privacy and security, creating a unique environment that can function as a private family compound or a highly desirable rental investment. Located near major freeways, shopping, schools, and the amenities of downtown Santa Ana, this property presents a rare opportunity to own two remodeled homes with income potential and valuable yard space in one of Orange County’s strongest rental markets. Ideal for buyers looking to live in one home and rent the other, create a family compound, or build long-term investment income.

MLS OC26056942

949-339-8918 (Office) 949-339-8918 (Cell) raffaele@compasslandadvisors.com

Est. payment

$8,300/mo

Principal & interestTaxesInsurance

$6,568$1,353$379

Down %

Rate %

Years

Down payment: $259,800 · Total cost: $2,624,442

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$8,300/mo

Principal & interest: $6,568
Est. property tax: $1,353
Est. insurance: $379
Down payment: $259,800

Est. gross rent$5,413/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,887/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.