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9120 Balboa Avenue 12 — San Simeon — 2 Beds • 2 Baths • 1,125 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+27 more

$800,000

174 DOM

$711/sqft2 bd2 ba1,125 sqftHOA ~310/mo

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9120 Balboa Ave 12 San Simeon, CA 93452

1,125sqft lot

Discover coastal living at its finest in this charming single-level condo nestled within the exclusive Seagate Court complex. Just steps from the Pacific Ocean, this delightful retreat offers the perfect blend of comfort and convenience that makes every day feel like a vacation. The open floor plan creates an inviting atmosphere where natural light dances through the living spaces, while a cozy fireplace anchors the main area for those perfect California evenings. Step onto your private patio to savor stunning ocean views that stretch endlessly toward the horizon. The thoughtfully designed layout features two comfortable bedrooms and two full bathrooms. The oversized primary bedroom provides a peaceful sanctuary complete with a generous walk-in closet, while the guest bathroom boasts a charming skylight that bathes the space in natural illumination. The iconic Hearst Castle sits nearby, offering cultural enrichment and historical grandeur. The quaint village of Cambria awaits just minutes away, while Pico Creek Beach provides additional coastal recreation opportunities. This 1,125-square-foot condo represents an exceptional opportunity to own a piece of California's spectacular Central Coast, where renovation potential meets unparalleled natural beauty.

MLS ML82025620

(559) 298-0180 (Office) 408-505-0096 (Cell) greghaley49@gmail.com

Est. payment

$5,421/mo

Principal & interestTaxesInsuranceHOA

$4,045$833$233$310

Down %

Rate %

Years

Down payment: $160,000 · Total cost: $1,616,285

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,421/mo

Principal & interest: $4,045
Est. property tax: $833
Est. insurance: $233
HOA (normalized / mo): $310
Down payment: $160,000

Est. gross rent$3,333/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,088/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Oct 22, 2025	$845,000	—

Facts & Features

Transaction Data

▼Price Reduced from $845,000 (−$45,000)

HOA Fee$310/monthly

Structure & Property

Year Built1980

Garage Spaces2

(559) 298-0180 (Office) 408-505-0096 (Cell) greghaley49@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

9120 Balboa Avenue 12, San Simeon, CA 93452

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Call

9120 Balboa Ave 12 San Simeon, CA 93452

About this home

Greg Haley

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Greg Haley

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

9120 Balboa Avenue 12, San Simeon, CA 93452

About This Property

Property Photos

9120 Balboa Ave 12 San Simeon, CA 93452

About this home

Greg Haley

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Greg Haley

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.