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1402 Ontoro Ter — San Ramon — 4 Beds • 4 Baths • 2,065 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 2PM – 4PM

+43 more

$1,288,000

0 DOM

$624/sqft4 bd4 ba2,065 sqftHOA ~388/mo

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1402 Ontoro Ter San Ramon, CA 94583

BETTER THAN NEW! | SEPT 2024 BUILD | PRICED TO SELL + SELLER CREDIT | LOW HOA $388/MONTH. Why wait for a new build? Experience luxury now in this pristine, move-in-ready sanctuary within San Ramon’s coveted Twin Oaks community. Completed by Toll Brothers in Sept 2024, this highly desirable East-facing End-Unit provides unmatched functionality and is ideally situated in a quiet end of the complex. This isn’t just a home…it’s a LIFESTYLE. Relish the close proximity to Sunrise Ridge Sports Park and extensive scenic walking trails throughout the neighborhood, perfect for tranquil morning and sunset walks. This functional, multi-generational layout includes a ground-level bedroom w/ full bath. Nearly $100K in premium builder upgrades & end-unit lot premium. Enjoy bright, open-concept living w/ sleek LVP flooring, smart home integration, and expansive stacking glass doors that lead to your private balcony. The chef’s kitchen features an oversized island w/ bar seating. Owner Solar (huge electricity savings!) and a finished epoxy garage w/ an EV-ready outlet completes this turnkey home. Ideally located near City Center Bishop Ranch, I-680, Costco, and San Ramon’s top-rated schools. ***Seller offering a SUBSTANTIAL CREDIT to help toward Rate Buydown and/or Closing Costs – ask for details.***

MLS 41131152

925-230-0700 (Office) 408-621-2955 (Cell) ChristineLauHomes@gmail.com

Est. payment

$8,619/mo

Principal & interestTaxesInsuranceHOA

$6,513$1,342$376$388

Down %

Rate %

Years

Down payment: $257,600 · Total cost: $2,602,218

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$8,619/mo

Principal & interest: $6,513
Est. property tax: $1,342
Est. insurance: $376
HOA (normalized / mo): $388
Down payment: $257,600

Est. gross rent$5,367/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-3,252/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 16, 2026	$1,288,000	—

Facts & Features

Transaction Data

HOA Fee$388/monthly

Structure & Property

Year Built2023

Garage Spaces2

925-230-0700 (Office) 408-621-2955 (Cell) ChristineLauHomes@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1402 Ontoro Ter, San Ramon, CA 94583

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1402 Ontoro Ter San Ramon, CA 94583

About this home

Christine Lau

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Christine Lau

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

1402 Ontoro Ter, San Ramon, CA 94583

About This Property

Property Photos

1402 Ontoro Ter San Ramon, CA 94583

About this home

Christine Lau

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Christine Lau

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.