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765 W 30th Street — San Pedro — 3 Beds • 1 Bath • 1,004 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+21 more

$949,999

54 DOM

$946/sqft3 bd1 ba1,004 sqft

Call

765 W 30th St San Pedro, CA 90731

6,670sqft lot

Walk to Cabrillo Beach — Turnkey Palisades Home with Ocean & Harbor Views This home qualifies for a $20,000 grant that can be used for the down payment, closing costs, or to buy down the interest rate. Additionally, there is no PMI (Private Mortgage Insurance) required, with a minimum down payment of just 3% Welcome to this move-in ready coastal retreat in San Pedro’s sought-after Palisades neighborhood. Just a short walk to Cabrillo Beach. This 3-bedroom, 1-bath home combines comfort, flexibility, and an unbeatable location near the ocean. Recent upgrades include a new HVAC system with updated ducting for year-round comfort, along with a remodeled kitchen and bathroom featuring clean, modern finishes. Enjoy ocean and Cabrillo Beach views from most windows, filling the home with natural light and coastal scenery. A standout feature is the detached garage, fully drywalled and equipped with its own mini-split A/C—ideal for a home office, gym, studio, or guest space. The oversized driveway provides ample parking for multiple vehicles, an RV, or recreational gear. Set on a spacious lot, the property offers a large yard and an elevated section with sweeping views of the harbor, iconic bridges, and city lights. With no neighbors to the south, you’ll enjoy added privacy and unforgettable sunsets. There’s also excellent potential to add an ADU, expand, or create your own outdoor retreat. Close to coastal trails, Hey Rookie Pool, and neighborhood favorites, plus everything San Pedro has to offer—beaches, parks, the Korean Friendship Bell, West Harbor, marinas, art studios, dining, and more.

MLS SB26034708

310-519-1080 (Office) adela@adelarandazzo.com

Est. payment

$6,071/mo

Principal & interestTaxesInsurance

$4,804$990$277

Down %

Rate %

Years

Down payment: $190,000 · Total cost: $1,919,336

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,071/mo

Principal & interest: $4,804
Est. property tax: $990
Est. insurance: $277
Down payment: $190,000

Est. gross rent$3,958/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,113/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.