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2581 El Portal Dr C — San Pablo — 2 Beds • 3 Baths • 1,250 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+33 more

$399,000

73 DOM

$319/sqft2 bd3 ba1,250 sqftHOA ~500/mo

Call

2581 El Portal Dr C San Pablo, CA 94806

1.00acre lot

Townhouse-style condo in Rancho San Pablo featuring a bright, open floor plan and move-in ready condition. Updated kitchen with raised-panel wood cabinets, tile countertops, and modern appliances. The living room offers a cozy wood-burning fireplace. This 2-bedroom, 2.5-bath home includes in-unit laundry, an attached garage, and dual-pane windows. Excellent walkability to schools, shopping, dining, library, and Contra Costa College. Easy access to I-80. Ideal for first-time buyers or investors seeking low-maintenance living.

MLS 41121709

510-758-8050 (Office) 510-691-1222 (Cell) luckyrealtorsam@gmail.com

Est. payment

$3,050/mo

Principal & interestTaxesInsuranceHOA

$2,018$416$116$500

Down %

Rate %

Years

Down payment: $79,800 · Total cost: $806,122

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,050/mo

Principal & interest: $2,018
Est. property tax: $416
Est. insurance: $116
HOA (normalized / mo): $500
Down payment: $79,800

Est. gross rent$1,663/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,387/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Jan 22, 2026	$388,000	—

Facts & Features

Transaction Data

HOA Fee$500/monthly

Structure & Property

Year Built1979

Garage Spaces1

510-758-8050 (Office) 510-691-1222 (Cell) luckyrealtorsam@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

2581 El Portal Dr C, San Pablo, CA 94806

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2581 El Portal Dr C San Pablo, CA 94806

About this home

Sam Cheng

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Sam Cheng

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

2581 El Portal Dr C, San Pablo, CA 94806

About This Property

Property Photos

2581 El Portal Dr C San Pablo, CA 94806

About this home

Sam Cheng

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Sam Cheng

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.