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640 N El Camino Real — San Mateo | Belmont Brokerage | Belmont Brokerage

Active

+2 more

$2,395,000

0 DOM

— bd— ba— sqft

Call

640 N El Camino Real San Mateo, CA 94401

7,750sqft lot

Great location. All Two bedroom units. Fully occupied, with great upside potential.

MLS 41130718

510-836-9000 (Office) 415-609-4662 (Cell) tspokane@citrineadvisors.com

Est. payment

$15,304/mo

Principal & interestTaxesInsurance

$12,110$2,495$699

Down %

Rate %

Years

Down payment: $479,000 · Total cost: $4,838,752

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$15,304/mo

Principal & interest: $12,110
Est. property tax: $2,495
Est. insurance: $699
Down payment: $479,000

Est. gross rent$9,979/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-5,325/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 13, 2026	$2,395,000	—

Facts & Features

Structure & Property

Year Built1956

510-836-9000 (Office) 415-609-4662 (Cell) tspokane@citrineadvisors.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

640 N El Camino Real, San Mateo, CA 94401

Get Directions

Call

640 N El Camino Real San Mateo, CA 94401

About this home

Tamara Spokane

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Tamara Spokane

Sale & Tax History

No Recent Sales History

Location

640 N El Camino Real, San Mateo, CA 94401

About This Property

Property Photos

Location

Listing Agent

Presented by Belmont Brokerage Inc.

640 N El Camino Real San Mateo, CA 94401

About this home

Tamara Spokane

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Tamara Spokane

Sale & Tax History

No Recent Sales History

Location