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581 Higuera Street 309 — San Luis Obispo — 1 Bed • 1 Bath • 821 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+70 more

$895,000

73 DOM

$1,090/sqft1 bd1 ba821 sqftHOA ~560/mo

Call

581 Higuera St 309 San Luis Obispo, CA 93401

Welcome to Brickhouse at San Luis Square, centrally located in the heart of Downtown San Luis Obispo just steps from restaurants, shops, cafes, the weekly farmers market, and more. Brickhouse is a 29-unit condominium community offering single-level living with a thoughtful blend of comfort, quality, and modern convenience. Designed with ease of ownership in mind, Brickhouse is well suited for a primary residence, second home, or vacation retreat. With no yard to maintain and secure underground parking, owners can enjoy a true lock-and-leave lifestyle while staying connected to everything downtown San Luis Obispo has to offer. Homes feature well-designed floor plans ranging from open-concept and flex one-bedroom layouts to two-bedroom residences and penthouse suites, many with views of Cerro San Luis, Terrace Hill, and the downtown cityscape. Extra care was taken to maximize natural light and provide enhanced soundproofing between units and from exterior noise, creating a quiet and comfortable urban retreat. Interior finishes include luxury vinyl plank flooring, solid-core cabinetry with soft-close hinges, Silestone quartz countertops, GE Café appliances, and tiled showers. Each home is tech-ready with double-pane windows, walk-in closets, and pre-wiring for data. Select residences offer wraparound balconies for expanded indoor-outdoor living. An elevator provides access to all levels, and secure on-site underground parking is included. Model units are now available to tour, and select residences will be move-in ready beginning February 9. For more information, pricing, and floor plans, visit us online or stop by the sales office at 599 Higuera Street, Suite A, open Thursday through Sunday from 12 to 4 PM or by appointment.

MLS SC26021656

805-457-5781 (Office) farid@eighty20.group

Est. payment

$6,279/mo

Principal & interestTaxesInsuranceHOA

$4,526$932$261$560

Down %

Rate %

Years

Down payment: $179,000 · Total cost: $1,808,219

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,279/mo

Principal & interest: $4,526
Est. property tax: $932
Est. insurance: $261
HOA (normalized / mo): $560
Down payment: $179,000

Est. gross rent$3,729/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,550/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.