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970 Joaquin Ave — San Leandro — 2 Beds • 2 Baths • 1,083 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+28 more

$499,000

47 DOM

$461/sqft2 bd2 ba1,083 sqftHOA ~615/mo

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970 Joaquin Ave San Leandro, CA 94577

21,252sqft lot

Rarely available ground-floor, well appointed single-level 2BD/2BA condo, in a small community that cares for each other. No interior stairs, tucked into a corner for added privacy. This home has a cozy wood-burning fireplace, great room, fresh interior paint throughout, and luxury vinyl plank flooring in the living, dining, kitchen, bedroom areas. Refreshed kitchen cabinetry adds a clean, updated feel. Spacious primary suite features a large walk-in closet and private en-suite bath; the second bedroom offers a generous closet with double doors, perfect for guests or a home office. Both baths are well cared for with Corian sinks and oak cabinetry. Enjoy the convenience of in-unit laundry, plantation window shutters, and a large patio for relaxing or outdoor dining, plus an additional storage closet on front patio. Bonus: detached lock-up 2-car garage for parking and storage. Prime San Leandro commute location near freeways, shopping, banks, and parks. HOA includes water, sewer, garbage & exterior maintenance.

MLS 41125185

888-584-9427 (Office) 415-509-1699 (Cell) m@homeswithm.com

Est. payment

$3,804/mo

Principal & interestTaxesInsuranceHOA

$2,523$520$146$615

Down %

Rate %

Years

Down payment: $99,800 · Total cost: $1,008,158

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,804/mo

Principal & interest: $2,523
Est. property tax: $520
Est. insurance: $146
HOA (normalized / mo): $615
Down payment: $99,800

Est. gross rent$2,079/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,725/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 26, 2026	$525,000	—

Facts & Features

Transaction Data

▼Price Reduced from $525,000 (−$26,000)

HOA Fee$615/monthly

Structure & Property

Year Built1980

Garage Spaces2

888-584-9427 (Office) 415-509-1699 (Cell) m@homeswithm.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

970 Joaquin Ave, San Leandro, CA 94577

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Call

970 Joaquin Ave San Leandro, CA 94577

About this home

Mareijke Weidemann

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Mareijke Weidemann

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

970 Joaquin Ave, San Leandro, CA 94577

About This Property

Property Photos

970 Joaquin Ave San Leandro, CA 94577

About this home

Mareijke Weidemann

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Mareijke Weidemann

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.