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To list your property with Belmont Brokerage, contact us at (818) 967-6311 or email brokerage@bbandm.com. Our team will provide a complimentary AI-powered Comparative Market Analysis (CMA), professional staging recommendations, and a customized marketing strategy. We list on the MLS and through our exclusive off-market network for maximum exposure.

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Belmont Brokerage combines California MLS data with internal valuation and offer-strategy workflows, plus compliance-aware document tooling. Agents get data-driven pricing context grounded in active listings and recent market activity.

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Yes. Belmont Brokerage Inc. operates under California Department of Real Estate (DRE) license #02431308. Listings shown from the MLS follow participating board rules, including attribution and IDX display requirements.

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97 E Saint James Street 26 — San Jose — 1 Bed • 1 Bath • 885 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+15 more

$470,000

154 DOM

$531/sqft1 bd1 ba885 sqftHOA ~844/mo

Call

97 E Saint James St 26 San Jose, CA 95112

This charming home offers a cozy yet modern living experience with thoughtful upgrades throughout. The updated kitchen features granite countertops, induction cooktop, dishwasher, microwave, stainless steel refrigerator, and a wine refrigerator. Perfect for cooking and entertaining. Lighting throughout the home has been upgraded to recessed LED fixtures controlled by Lutron smart switches and dimmers, allowing lighting control from your phone, voice assistant, or wall controls. The bathroom was remodeled with Porcelanosa tile and an upgraded thermostatic mixing valve for precise and consistent water temperature. The living room is prewired for 5.1 surround sound and includes HDMI runs for both a ceiling-mounted projector and wall-mounted TV. Enjoy meals in the dining area in the living room or in the eat-in kitchen. Ideally located in the heart of Downtown San Jose, this home is just steps from San Pedro Square and within walking distance to some of the citys best restaurants, cafés, bars, and entertainment. Enjoy the vibrant downtown lifestyle while being just minutes from many major Silicon Valley tech hubs including Adobe, Apple, Intel, Cisco, eBay, PayPal, Zoom, and more, making commuting convenient and connectivity unmatched. Get ready to call 97 E. Saint James Street home!

MLS ML82024385

(415) 660-9955 (Office) 408-644-2817 (Cell) ronnie.hernandez@compass.com

Est. payment

$3,848/mo

Principal & interestTaxesInsuranceHOA

$2,377$490$137$844

Down %

Rate %

Years

Down payment: $94,000 · Total cost: $949,567

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,848/mo

Principal & interest: $2,377
Est. property tax: $490
Est. insurance: $137
HOA (normalized / mo): $844
Down payment: $94,000

Est. gross rent$1,958/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,890/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.