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6202 Gerdts Drive — San Jose — 2 Beds • 2 Baths • 1,526 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+9 more

$743,000

56 DOM

$487/sqft2 bd2 ba1,526 sqftHOA ~1,650/mo

Call

6202 Gerdts Dr San Jose, CA 95135

2,094sqft lot

Set in the coveted Montgomery Collection of The Villages Golf & Country Club, this spacious and thoughtfully updated villa offers the best resort-style living in one of San Jose most desirable 55+ communities. The living room features a cozy gas fireplace and two sliding glass doors that lead to a large, covered patio framed by mature landscaping. The kitchen has been partially remodeled with custom cabinetry, granite countertops, and tile flooring. The primary bedroom includes a walk-in closet, and a sink that accommodates walkers or wheelchairs, offering both function and ease. The two-car garage is as practical as it is spacious with washer and dryer, large workbench, and abundant storage. This gated community features a championship golf course, tennis and pickleball courts, swimming pools, scenic hiking trails, and peaceful ponds. Residents enjoy access to over 60 clubs and social and interest groups.

MLS ML82035128

(408) 657-9559 (Office) 408-780-5088 (Cell) tony@phpgroup.com

Est. payment

$6,398/mo

Principal & interestTaxesInsuranceHOA

$3,757$774$217$1,650

Down %

Rate %

Years

Down payment: $148,600 · Total cost: $1,501,124

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,398/mo

Principal & interest: $3,757
Est. property tax: $774
Est. insurance: $217
HOA (normalized / mo): $1,650
Down payment: $148,600

Est. gross rent$3,096/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-3,302/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 16, 2026	$748,000	—

Facts & Features

Transaction Data

▼Price Reduced from $748,000 (−$5,000)

HOA Fee$1,650/monthly

Structure & Property

Year Built1974

Garage Spaces2

(408) 657-9559 (Office) 408-780-5088 (Cell) tony@phpgroup.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

6202 Gerdts Drive, San Jose, CA 95135

Get Directions

Call

6202 Gerdts Dr San Jose, CA 95135

About this home

Tam Nguyen

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Tam Nguyen

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

6202 Gerdts Drive, San Jose, CA 95135

About This Property

Property Photos

6202 Gerdts Dr San Jose, CA 95135

About this home

Tam Nguyen

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Tam Nguyen

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.