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565 N 12th Street — San Jose — 2,014 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+3 more

$1,095,000

34 DOM

$544/sqft— bd— ba2,014 sqft

Call

565 N 12th St San Jose, CA 95112

6,250sqft lot

Great opportunity for first time or seasoned investor. Both units 3 bedrooms and 2 baths. Tenants are long term (20 and 30 years) and would like to stay for new owner. Great rental area near Japantown and north valley hi tech areas. Both units are well kept by current tenants. Some updating over the years with counter tops in kitchens, engineered flooring is most areas of the units, some tile work in baths and other updates. both units have rear yards for privacy. Each unit has a one car garage. Total square feet for building is 2014, split somewhat equally with the 2 units. Rents are a little low because of the long term status of the tenants. Washer and dryer hookups in garages.

MLS ML82037932

(408) 267-5350 (Office) 408-267-5350 (Cell) mark1021@aol.com

Est. payment

$6,997/mo

Principal & interestTaxesInsurance

$5,537$1,141$319

Down %

Rate %

Years

Down payment: $219,000 · Total cost: $2,212,290

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,997/mo

Principal & interest: $5,537
Est. property tax: $1,141
Est. insurance: $319
Down payment: $219,000

Est. gross rent$4,563/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,434/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 10, 2026	$1,195,000	—

Facts & Features

Transaction Data

▼Price Reduced from $1,195,000 (−$100,000)

Annual Taxes$13,500

Structure & Property

Year Built1950

Garage Spaces2

(408) 267-5350 (Office) 408-267-5350 (Cell) mark1021@aol.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

565 N 12th Street, San Jose, CA 95112

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Call

565 N 12th St San Jose, CA 95112

About this home

Mark R. Folden

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Mark R. Folden

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

565 N 12th Street, San Jose, CA 95112

About This Property

Property Photos

565 N 12th St San Jose, CA 95112

About this home

Mark R. Folden

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Mark R. Folden

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.