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554 Fisk Avenue — San Jose — 2,552 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+22 more

$1,488,000

22 DOM

$583/sqft— bd— ba2,552 sqft

Call

554 Fisk Ave San Jose, CA 95125

7,200sqft lot

Located in the heart of Willow Glen, 554 Fisk Avenue is a thoughtfully updated Three-bedroom, two-bath residence with two-bedroom and one-bath potential JADU on the lower level, approximately 2,552 sq ft of flexible living space and an oversized 7,200 sq ft lot has the added appeal of future development potential- add and ADU, condoize, SB9? This floor plan provides excellent separation of living, entertaining, and private areas, ideal for todays lifestyles. The kitchen features quartz countertops and new appliances, opens to the living room and dedicated dining area. The expansive primary suite enjoys views of the large backyard and private access, complemented by with high ceilings. The lower level includes two private bedrooms and a newly updated bathroom, wet bar area that could be reworked as a full kitchen (buyer to verify). Interior updates include refreshed lighting, paint, and flooring throughout. Outdoors, the generous backyard is designed for entertaining with a deck, paver-bordered gathering areas, and elegant lighting. Possible development potential exists through the addition of an ADU and/or unit subdivision (buyer to verify). Located just minutes from downtown Willow Glens shops, cafes, and restaurants, with convenient access to Highways 280, 87, and 880.

MLS ML82039806

(408) 427-9220 (Office) 503-442-8196 (Cell) melissgradtke@gmail.com

Est. payment

$9,508/mo

Principal & interestTaxesInsurance

$7,524$1,550$434

Down %

Rate %

Years

Down payment: $297,600 · Total cost: $3,006,290

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$9,508/mo

Principal & interest: $7,524
Est. property tax: $1,550
Est. insurance: $434
Down payment: $297,600

Est. gross rent$6,200/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-3,308/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.