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4970 Cherry Avenue 203 — San Jose — 1 Bed • 1 Bath • 675 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+23 more

$499,000

56 DOM

$739/sqft1 bd1 ba675 sqftHOA ~456/mo

Call

4970 Cherry Ave 203 San Jose, CA 95118

Welcome home to this move in ready cozy 1-bedroom, 1-bathroom condominium. Wonderful quite upper-corner unit with open living & dining floor plan. Freshly painted interior, newer carpet, tile flooring, granite kitchen counter tops, ample cabinetry and stainless-steel appliances. Spacious bedroom, In -Unit laundry convenient everyday living. Outdoor front balcony assigned one-car covered carport. HOA Inclusions water, sewer, and exterior maintenance covered. Property is close to restaurants, Costco, Westfield Oakridge Mall, Whole Foods, Trader Joe's and Hwy 85 and 87. Stop paying rent and own this charming condominium!

MLS ML82031682

(408) 342-3000 (Office) 408-828-6953 (Cell) hpak@intero.com

Est. payment

$3,645/mo

Principal & interestTaxesInsuranceHOA

$2,523$520$146$456

Down %

Rate %

Years

Down payment: $99,800 · Total cost: $1,008,158

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,645/mo

Principal & interest: $2,523
Est. property tax: $520
Est. insurance: $146
HOA (normalized / mo): $456
Down payment: $99,800

Est. gross rent$2,079/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,566/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 18, 2026	$518,000	—

Facts & Features

Transaction Data

▼Price Reduced from $518,000 (−$19,000)

HOA Fee$456/mo

Structure & Property

Year Built1979

(408) 342-3000 (Office) 408-828-6953 (Cell) hpak@intero.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

4970 Cherry Avenue 203, San Jose, CA 95118

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Call

4970 Cherry Ave 203 San Jose, CA 95118

About this home

Hyo Jin Pak

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Hyo Jin Pak

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

4970 Cherry Avenue 203, San Jose, CA 95118

About This Property

Property Photos

4970 Cherry Ave 203 San Jose, CA 95118

About this home

Hyo Jin Pak

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Hyo Jin Pak

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.