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354 Irving Avenue — San Jose — 3 Beds • 2 Baths • 1,123 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 1:30PM – 4:30PM

+51 more

$950,000

98 DOM

$846/sqft3 bd2 ba1,123 sqft

Call

354 Irving Ave San Jose, CA 95128

4,000sqft lot

Don't miss the fanatics attic area( not including in the sqft). Prime Central Midtown location near Santana Row with easy freeway access. This charming, updated home offers a modern 4-bedroom, 2-bath layout plus a 452 sq ft finished attic providing versatile bonus space, ideal for recreation or office use, and plumbed for a bathroom (not included in living area) . The updated kitchen features modern cabinetry, sleek countertops, and contemporary appliances. Enjoy multiple patio areas for entertaining under mature avocado trees and a large garden area. Located in San Joses desirable Burbank neighborhood, minutes to Downtown SJ, Willow Glen, Campbell, The Pruneyard, Valley Fair, and major tech employers.

MLS ML82037441

(408) 252-1133 (Office) 408-520-6233 (Cell) jinghu.realty@gmail.com

Est. payment

$6,071/mo

Principal & interestTaxesInsurance

$4,804$990$277

Down %

Rate %

Years

Down payment: $190,000 · Total cost: $1,919,338

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,071/mo

Principal & interest: $4,804
Est. property tax: $990
Est. insurance: $277
Down payment: $190,000

Est. gross rent$3,958/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,113/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 5, 2026	$1,060,000	—

Facts & Features

Transaction Data

▼Price Reduced from $1,060,000 (−$110,000)

Structure & Property

Year Built1920

(408) 252-1133 (Office) 408-520-6233 (Cell) jinghu.realty@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

354 Irving Avenue, San Jose, CA 95128

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Call

354 Irving Ave San Jose, CA 95128

About this home

Jing Hu

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Jing Hu

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

354 Irving Avenue, San Jose, CA 95128

About This Property

Property Photos

354 Irving Ave San Jose, CA 95128

About this home

Jing Hu

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Jing Hu

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.