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Belmont Brokerage combines California MLS data with internal valuation and offer-strategy workflows, plus compliance-aware document tooling. Agents get data-driven pricing context grounded in active listings and recent market activity.

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Yes. Belmont Brokerage Inc. operates under California Department of Real Estate (DRE) license #02431308. Listings shown from the MLS follow participating board rules, including attribution and IDX display requirements.

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259 N Capitol Avenue 231 — San Jose — 1 Bed • 1 Bath • 777 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+20 more

$410,000

11 DOM

$528/sqft1 bd1 ba777 sqftHOA ~580/mo

Call

259 N Capitol Ave 231 San Jose, CA 95127

Welcome to this charming 1-bedroom, 1-bathroom condo located in a prime, highly convenient location. Situated just minutes from major freeways, light rail access, and a variety of shopping centers, this home offers both comfort and accessibility. This complex features a community center, a gym, and a swimming pool/spa. The unit is freshly painted throughout. The living room and bedroom are enhanced with newly installed recessed lighting, adding warmth and style to the space. The unit comes with one designated covered parking space and one open parking permit. Community laundry room conveniently located nearby, steps away from the building. Perfect for first-time buyers, investors, or anyone seeking low-maintenance living in a central location, this condo combines practicality with thoughtful upgrades. Don't miss this opportunity to own a move-in-ready home in a sought-after area!

MLS ML82035870

(408) 558-3600 (Office) 408-406-4722 (Cell) goksela@yahoo.com

Est. payment

$3,200/mo

Principal & interestTaxesInsuranceHOA

$2,073$427$120$580

Down %

Rate %

Years

Down payment: $82,000 · Total cost: $828,346

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,200/mo

Principal & interest: $2,073
Est. property tax: $427
Est. insurance: $120
HOA (normalized / mo): $580
Down payment: $82,000

Est. gross rent$1,708/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,492/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.