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20 Torregata Loop — San Jose — 3 Beds • 3 Baths • 1,325 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+32 more

$1,288,000

1 DOM

$972/sqft3 bd3 ba1,325 sqftHOA ~388/mo

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20 Torregata Loop San Jose, CA 95134

Welcome to 20 Torregata Loop in North San Jose - a well-located home offering easy access to major tech companies, highways (101/880/237), and everyday conveniences. Situated in a desirable community with nearby parks, walking trails, and shopping centers, this property is ideal for buyers seeking a Silicon Valley location close to employment hubs and lifestyle amenities. Minutes from dining, retail, and entertainment, including Levi's Stadium, this home combines comfort, accessibility, and strong long-term value.

MLS ML82043194

(408) 824-8181 (Office) 408-824-8181 (Cell) perniarealty@gmail.com

Est. payment

$8,619/mo

Principal & interestTaxesInsuranceHOA

$6,513$1,342$376$388

Down %

Rate %

Years

Down payment: $257,600 · Total cost: $2,602,218

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$8,619/mo

Principal & interest: $6,513
Est. property tax: $1,342
Est. insurance: $376
HOA (normalized / mo): $388
Down payment: $257,600

Est. gross rent$5,367/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-3,252/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 15, 2026	$1,288,000	—

Facts & Features

Transaction Data

HOA Fee$388/monthly

Structure & Property

Year Built1993

Garage Spaces1

(408) 824-8181 (Office) 408-824-8181 (Cell) perniarealty@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

20 Torregata Loop, San Jose, CA 95134

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Call

20 Torregata Loop San Jose, CA 95134

About this home

Rene Pernia

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Rene Pernia

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

20 Torregata Loop, San Jose, CA 95134

About This Property

Property Photos

20 Torregata Loop San Jose, CA 95134

About this home

Rene Pernia

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Rene Pernia

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.