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188 W Saint James Street 11001 — San Jose — 2 Beds • 2 Baths • 1,322 Sq Ft | Belmont Brokerage | Belmont Brokerage

188 W Saint James Street 11001 — Photo 1

188 W Saint James Street 11001 — Photo 2

188 W Saint James Street 11001 — Photo 3

188 W Saint James Street 11001 — Photo 4

Active

$1,186,925

0 DOM

$898/sqft2 bd2 ba1,322 sqftHOA ~777/mo

Call

188 W Saint James St 11001 San Jose, CA 95110

Welcome to Unit 11001, a stunning 2-bedroom, 2-bathroom NE corner residence where views and thoughtful design meet. Spanning 1,322 sq. ft., this home features a large, open-concept living and dining area that flows seamlessly into the kitchen, creating the perfect backdrop for entertaining guests against a palette of beautiful views. The spacious primary suite serves as a true retreat, boasting an oversized walk-in closet for ample storage. The primary bathroom offers a double vanity and a classic tub-over-shower setup. Guests will appreciate the conveniently located second bathroom off the hallway, ensuring privacy for the bedroom quarters while you host. If youre looking for a home that balances vibrant social spaces with serene private retreats, this is it. Photos are representational of the available homes.

MLS ML82043131

415-361-4800 (Office) 415-361-4800 (Cell) pzeger@polarispacific.com

Est. payment

$8,361/mo

Principal & interestTaxesInsuranceHOA

$6,002$1,236$346$777

Down %

Rate %

Years

Down payment: $237,385 · Total cost: $2,398,011

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$8,361/mo

Principal & interest: $6,002
Est. property tax: $1,236
Est. insurance: $346
HOA (normalized / mo): $777
Down payment: $237,385

Est. gross rent$4,946/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-3,415/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 15, 2026	$1,186,925	—

Facts & Features

Transaction Data

HOA Fee$777/monthly

Structure & Property

Year Built2022

Garage Spaces2

415-361-4800 (Office) 415-361-4800 (Cell) pzeger@polarispacific.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

188 W Saint James Street 11001, San Jose, CA 95110

Get Directions

Call

188 W Saint James St 11001 San Jose, CA 95110

About this home

Paul A. Zeger

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Paul A. Zeger

Sale & Tax History

No Recent Sales History

Location

Presented by Belmont Brokerage Inc.

188 W Saint James Street 11001, San Jose, CA 95110

About This Property

Property Photos

Location

Listing Agent

188 W Saint James St 11001 San Jose, CA 95110

About this home

Paul A. Zeger

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Paul A. Zeger

Sale & Tax History

No Recent Sales History

Location

Presented by Belmont Brokerage Inc.