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Active

+54 more

$3,595,800

52 DOM

$1,118/sqft5 bd6 ba3,216 sqft

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1685 Zinnia Ln San Jose, CA 95124

7,272sqft lot

Ready for Move-in! Stunning New Construction in San Jose's Coveted Cambrian Neighborhood bordering Los Gatos. A modern masterpiece offering 3,216 sq. ft. of luxurious living space (total building area 3740+sqft) designed with comfort and style in mind. 5 spacious bedroom ensuites plus a powder room. A chefs kitchen with an extra-large island and elegant waterfall countertop. Open floor plan, high ceilings on both levels, and hardwood floors throughout create a bright and airy atmosphere enhanced by oversized Milgard windows that flood the home with natural light. Enjoy breathtaking mountain views from the bedrooms, and unwind in an environment that balances sophistication and warmth. Additional features include: High-performance attic insulation system for comfort and energy efficiency Dual HVAC systems ensuring year-round climate control Oversized 2-car garage with ample storage Located in one of San Jose's most desirable neighborhoods, close to top-rated Cambrian schools, parks, and amenities This home redefines modern living where elegance meets functionality.

MLS ML82034694

(408) 512-5712 (Office) 408-603-9339 (Cell) tracy.zhao@gmail.com

Est. payment

$22,977/mo

Principal & interestTaxesInsurance

$18,182$3,746$1,049

Down %

Rate %

Years

Down payment: $719,160 · Total cost: $7,264,796

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$22,977/mo

Principal & interest: $18,182
Est. property tax: $3,746
Est. insurance: $1,049
Down payment: $719,160

Est. gross rent$14,983/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-7,994/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 20, 2026	$3,595,000	—

Facts & Features

Structure & Property

Year Built2026

Garage Spaces2

(408) 512-5712 (Office) 408-603-9339 (Cell) tracy.zhao@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

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1685 Zinnia Lane — San Jose — 5 Beds • 6 Baths • 3,216 Sq Ft | Belmont Brokerage | Belmont Brokerage

1685 Zinnia Ln San Jose, CA 95124

About this home

Tracy Zhao

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Tracy Zhao

Sale & Tax History

No Recent Sales History

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

1685 Zinnia Lane, San Jose, CA 95124

About This Property

Property Photos

1685 Zinnia Ln San Jose, CA 95124

About this home

Tracy Zhao

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Tracy Zhao

Sale & Tax History

No Recent Sales History

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.