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To list your property with Belmont Brokerage, contact us at (818) 967-6311 or email brokerage@bbandm.com. Our team will provide a complimentary AI-powered Comparative Market Analysis (CMA), professional staging recommendations, and a customized marketing strategy. We list on the MLS and through our exclusive off-market network for maximum exposure.

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Yes. Belmont Brokerage handles commercial real estate transactions including office spaces, retail locations, multi-family investments, and mixed-use developments throughout Los Angeles County. Our commercial division provides investment analysis, lease negotiations, and 1031 exchange guidance.

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Belmont Brokerage combines California MLS data with internal valuation and offer-strategy workflows, plus compliance-aware document tooling. Agents get data-driven pricing context grounded in active listings and recent market activity.

Is Belmont Brokerage a licensed California real estate brokerage?

Yes. Belmont Brokerage Inc. operates under California Department of Real Estate (DRE) license #02431308. Listings shown from the MLS follow participating board rules, including attribution and IDX display requirements.

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145 S 4th Street — San Jose — 2 Beds • 3 Baths • 1,611 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+43 more

$794,999

32 DOM

$493/sqft2 bd3 ba1,611 sqftHOA ~1,124/mo

Call

145 S 4th St San Jose, CA 95112

This remarkable ground floor, 2-story home is ready for you to move right in! Situated in the desirable, gated and secure Paseo Plaza community, it is your city retreat in vibrant downtown San Jose. The open downstairs floor plan features well appointed dining and living room areas and a brightly lit chefs kitchen with new G.E. stainless steel appliances. The entire unit has new environmentally friendly engineered floors and is professionally painted. New energy efficient light fixtures pour out abundant light. On the 2nd floor are two en-suite primary bedrooms with large walk-in closets. Laundry room. The sparkling bathrooms are upgraded with new Kohler toilets and Moen faucets. Keeping it comfortable is the new central HVAC unit installed in 2024. The secured underground garage has 2 assigned, side-by-side parking spots. The common areas feature a lovely pool and spa; well equipped fitness center; and a social room that can be reserved. Building managers have on-site offices open weekdays. Central location means easy car access to highways 280, 87 and 101, with SJ Airport and Diridon station nearby. Downtown is only steps away from your front door. Enjoy great dining, entertainment and night-life options as well as theaters, museums, pedestrian SJ State University & much more.

MLS ML82038437

877-366-2213 (Office) 408-731-0500 (Cell) jim@teamspiro.com

Est. payment

$6,204/mo

Principal & interestTaxesInsuranceHOA

$4,020$828$232$1,124

Down %

Rate %

Years

Down payment: $159,000 · Total cost: $1,606,181

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,204/mo

Principal & interest: $4,020
Est. property tax: $828
Est. insurance: $232
HOA (normalized / mo): $1,124
Down payment: $159,000

Est. gross rent$3,312/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,892/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.