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1310 Saddle Rack Street 438 — San Jose — 1 Bed • 1 Bath • 1,175 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+21 more

$669,000

33 DOM

$569/sqft1 bd1 ba1,175 sqftHOA ~792/mo

Call

1310 Saddle Rack St 438 San Jose, CA 95126

788sqft lot

Welcome to this charming San Jose residence offering a blend of comfort and convenience. This 1-bedroom, 1-bathroom home spans approx.1,175 sq ft. featuring a sprawling loft area which can be used as an office space, game room, or additional bedroom. The kitchen is well-appointed with granite countertops, a built-in oven range, dishwasher, garbage disposal, and microwave, ensuring culinary ease. The living space is enhanced by a dining area that flows into the living room. Enjoy the practicality of central AC and heating for year-round comfort. The spacious bedroom includes a walk-in closet and vaulted ceilings, which enhance the feeling of openness. Additional amenities include high ceilings and a security gate for added peace of mind. Residents will appreciate the convenience of an in-unit washer and dryer. The community facility includes a pool for leisurely swims. This home comes with one garage space, providing secure parking. Don't miss this opportunity to enjoy a well-rounded lifestyle in the heart of San Jose just minutes away from downtown Willow Glen. Call this amazing condo home today!

MLS ML82035978

408-634-3473 (Office) 408-621-2060 (Cell) raymartinez@skyrisere.com

Est. payment

$5,067/mo

Principal & interestTaxesInsuranceHOA

$3,383$697$195$792

Down %

Rate %

Years

Down payment: $133,800 · Total cost: $1,351,618

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,067/mo

Principal & interest: $3,383
Est. property tax: $697
Est. insurance: $195
HOA (normalized / mo): $792
Down payment: $133,800

Est. gross rent$2,788/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,279/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.