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1310 Saddle Rack Street 234 — San Jose — 1 Bed • 1 Bath • 790 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+10 more

$479,900

147 DOM

$607/sqft1 bd1 ba790 sqftHOA ~660/mo

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1310 Saddle Rack St 234 San Jose, CA 95126

Welcome to Midtown Plaza! Experience modern comfort in this exceptional 2nd-floor residence featuring a bright, open floor plan and serene park views. The immaculate kitchen offers abundant cabinetry and seamlessly connects to the spacious dining and living areas, leading to a private balcony perfect for morning coffee or evening relaxation. The generous bedroom includes a large walk-in closet and tranquil park outlook. Enjoy the convenience of in-unit laundry, secure underground parking, and an additional storage room. Midtown Plaza is a gated community with resort-style amenities, including a sparkling pool, spa, fitness center, clubhouse, and elevators for easy access. Ideally located just minutes from the future Google Campus, Downtown San Jose, Caltrain, Light Rail, and Santana Row...with Safeway, Starbucks, and Smart & Final just a block away. Monthly HOA covers extra storage. HOA is HUD/FHA-APPROVED*** FHA Buyers Welcome Some listing photos have been digitally altered/virtually staged. Original, unaltered photos are available

MLS ML82027823

(888) 584-2084 (Office) 408-214-8821 (Cell) sandy@tuscanaproperties.com

Est. payment

$3,727/mo

Principal & interestTaxesInsuranceHOA

$2,427$500$140$660

Down %

Rate %

Years

Down payment: $95,980 · Total cost: $969,569

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,727/mo

Principal & interest: $2,427
Est. property tax: $500
Est. insurance: $140
HOA (normalized / mo): $660
Down payment: $95,980

Est. gross rent$2,000/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,727/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Nov 17, 2025	$525,000	—

Facts & Features

Transaction Data

▼Price Reduced from $525,000 (−$45,100)

HOA Fee$660/monthly

Structure & Property

Year Built2004

Garage Spaces1

(888) 584-2084 (Office) 408-214-8821 (Cell) sandy@tuscanaproperties.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1310 Saddle Rack Street 234, San Jose, CA 95126

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1310 Saddle Rack St 234 San Jose, CA 95126

About this home

Sandy Jamison

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Sandy Jamison

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

1310 Saddle Rack Street 234, San Jose, CA 95126

About This Property

Property Photos

1310 Saddle Rack St 234 San Jose, CA 95126

About this home

Sandy Jamison

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Sandy Jamison

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.