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282 N La Paloma — San Jacinto — 2 Beds • 2 Baths • 960 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+20 more

$240,000

6 DOM

$250/sqft2 bd2 ba960 sqftHOA ~5/mo

Call

282 N La Paloma San Jacinto, CA 92582

6,098sqft lot

WELCOME HOME to 282 N Paloma! This charming 2-bedroom, 2-bath home is located on owned land in the highly desirable 55+ community of Cottonwood Estates. Built on a permanent foundation, this property qualifies for Conventional, FHA, and VA financing—a rare and valuable advantage that expands buyer opportunities and provides long-term peace of mind. Enjoy the benefits of a well-maintained neighborhood featuring exceptionally low HOA dues (approximately $50 per year) and low property taxes, making this home as affordable as it is inviting. Ideally situated near shopping, dining, and with easy access to the Ramona Expressway, commuting to surrounding cities is a breeze. Offering a perfect blend of comfort, convenience, and financing flexibility, this is an opportunity you don’t want to miss. Schedule your private showing today!

MLS IG26077290

951-776-5700 (Office) susanne@caringrealtor.com

Est. payment

$1,538/mo

Principal & interestTaxesInsuranceHOA

$1,214$250$70$5

Down %

Rate %

Years

Down payment: $48,000 · Total cost: $484,885

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$1,538/mo

Principal & interest: $1,214
Est. property tax: $250
Est. insurance: $70
HOA (normalized / mo): $5
Down payment: $48,000

Est. gross rent$1,000/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-538/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 10, 2026	$240,000	—

Facts & Features

Transaction Data

HOA Fee$55/annually

Structure & Property

Year Built1978

951-776-5700 (Office) susanne@caringrealtor.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

282 N La Paloma, San Jacinto, CA 92582

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Call

282 N La Paloma San Jacinto, CA 92582

About this home

Susanne Hove

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Susanne Hove

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

282 N La Paloma, San Jacinto, CA 92582

About This Property

Property Photos

282 N La Paloma San Jacinto, CA 92582

About this home

Susanne Hove

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Susanne Hove

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.