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403 Main Street 206N — San Francisco — 1 Bed • 1 Bath • 910 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 1PM – 3PM

+24 more

$879,000

35 DOM

$966/sqft1 bd1 ba910 sqftHOA ~972/mo

Call

403 Main St 206N San Francisco, CA 94105

29,037sqft lot

Light-filled corner residence with 1BD + DEN / 1BA. Low HOA dues. Ideally located just steps from the Embarcadero waterfront. This generous one-bedroom condo features expansive windows, an open living/dining area, stainless steel kitchen, in-unit washer/dryer, and a versatile den perfect for a home office or guest space. The den was previously rented out by owner. No current tenants. Positioned in one of San Francisco's most convenient neighborhoods, you are steps from the Ferry Building, world-class dining and nightlife at Boulevard, Waterbar, Prospect, and Angler, and major employers including Salesforce, Google, Stripe, and Dropbox. Enjoy scenic waterfront walks, luscious parks, and the dynamic energy of one of San Francisco's most sought-after neighborhoods.

MLS ML82038182

415-997-3338 (Office) 415-997-3338 (Cell) kevin@elmwoodcapital.com

Est. payment

$6,589/mo

Principal & interestTaxesInsuranceHOA

$4,445$916$256$972

Down %

Rate %

Years

Down payment: $175,800 · Total cost: $1,775,893

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,589/mo

Principal & interest: $4,445
Est. property tax: $916
Est. insurance: $256
HOA (normalized / mo): $972
Down payment: $175,800

Est. gross rent$3,663/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,926/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 11, 2026	$915,000	—

Facts & Features

Transaction Data

▼Price Reduced from $915,000 (−$36,000)

HOA Fee$972/monthly

Structure & Property

Year Built1997

415-997-3338 (Office) 415-997-3338 (Cell) kevin@elmwoodcapital.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

403 Main Street 206N, San Francisco, CA 94105

Get Directions

Call

403 Main St 206N San Francisco, CA 94105

About this home

Kevin Chen

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Kevin Chen

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

403 Main Street 206N, San Francisco, CA 94105

About This Property

Property Photos

403 Main St 206N San Francisco, CA 94105

About this home

Kevin Chen

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Kevin Chen

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.