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338 Spear Street 3A — San Francisco — 2 Beds • 2 Baths • 1,167 Sq Ft | Belmont Brokerage | Belmont Brokerage

ActiveUnderContract

+31 more

$1,258,000

28 DOM

$1,078/sqft2 bd2 ba1,167 sqftHOA ~1,379/mo

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338 Spear St 3A San Francisco, CA 94105

Luxury waterfront living at one of South Beachs premier high-rise communities - The Infinity Community. This sophisticated condominium offers the perfect blend of urban convenience, modern design, and resort-style amenities. Living at The Infinity means enjoying world-class amenities, including 24-hour lobby attendant service, a state-of-the-art fitness center, indoor lap pool, sauna, club lounge, business center, landscaped courtyard, and secure parking, complete the package!! Unbeatable location just steps from the Embarcadero waterfront, the iconic Ferry Building, and minutes to the Financial District, Google Office, Salesforce Tower, fine dining, shopping, and public transportation. Easy access to major highways and Bay Bridge makes commuting throughout the Bay Area seamless. If youre seeking a primary residence, pied-Ã -terre, or investment opportunity, feel free to reach out for more info!!

MLS ML82038905

(408) 979-5900 (Office) 650-283-4362 (Cell) hng@interorealestate.com

Est. payment

$9,417/mo

Principal & interestTaxesInsuranceHOA

$6,361$1,310$367$1,379

Down %

Rate %

Years

Down payment: $251,600 · Total cost: $2,541,608

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$9,417/mo

Principal & interest: $6,361
Est. property tax: $1,310
Est. insurance: $367
HOA (normalized / mo): $1,379
Down payment: $251,600

Est. gross rent$5,242/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-4,175/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 16, 2026	$1,258,000	—

Facts & Features

Transaction Data

Close DateMay 8, 2026

HOA Fee$1,379/monthly

Structure & Property

Year Built2009

Garage Spaces1

(408) 979-5900 (Office) 650-283-4362 (Cell) hng@interorealestate.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

338 Spear Street 3A, San Francisco, CA 94105

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Call

338 Spear St 3A San Francisco, CA 94105

About this home

Hoi Wing Ng

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Hoi Wing Ng

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

338 Spear Street 3A, San Francisco, CA 94105

About This Property

Property Photos

338 Spear St 3A San Francisco, CA 94105

About this home

Hoi Wing Ng

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Hoi Wing Ng

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.