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188 Mary Teresa Street — San Francisco — 2 Beds • 3 Baths • 1,360 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 17 · 6PM – 8PM

+28 more

$888,000

0 DOM

$653/sqft2 bd3 ba1,360 sqftHOA ~306/mo

Call

188 Mary Teresa St San Francisco, CA 94134

Bright, sun-filled corner home with LOW HOA and panoramic bay and city views from every room a rare combination in San Francisco. Large windows and multiple exposures bring in natural light all day, creating an open and comfortable living space. Enjoy the view from your private deck, perfect for relaxing or unwinding after work. The home features a multi-level townhome-style layout with two spacious suites, each with its own bathroom, ideal for privacy, guests, or shared living. High ceilings, a gas fireplace, and a bright, airy layout enhance both comfort and livability. Well-located for every lifestyle easy access to Highway 101, Caltrain, and Muni for a smooth commute to downtown SF, the Peninsula, and SFO. Tucked away in a quiet, private setting, yet just minutes to Dogpatch, Potrero Hill, Hmart, and outdoor spaces like Candlestick Point State Recreation Area for trails, water, and fresh air.

MLS ML82041528

(408) 212-8800 (Office) 510-371-3809 (Cell) brandayfwu1020@gmail.com

Est. payment

$5,980/mo

Principal & interestTaxesInsuranceHOA

$4,490$925$259$306

Down %

Rate %

Years

Down payment: $177,600 · Total cost: $1,794,076

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,980/mo

Principal & interest: $4,490
Est. property tax: $925
Est. insurance: $259
HOA (normalized / mo): $306
Down payment: $177,600

Est. gross rent$3,700/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,280/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 13, 2026	$888,000	—

Facts & Features

Transaction Data

HOA Fee$306/mo

Structure & Property

Year Built2008

Garage Spaces1

(408) 212-8800 (Office) 510-371-3809 (Cell) brandayfwu1020@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

188 Mary Teresa Street, San Francisco, CA 94134

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Call

188 Mary Teresa St San Francisco, CA 94134

About this home

Yingfei Wu

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Yingfei Wu

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

188 Mary Teresa Street, San Francisco, CA 94134

About This Property

Property Photos

188 Mary Teresa St San Francisco, CA 94134

About this home

Yingfei Wu

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Yingfei Wu

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.