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161 Gilbert St 16 — San Francisco — 1 Bed • 1 Bath • 760 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+18 more

$670,000

31 DOM

$882/sqft1 bd1 ba760 sqftHOA ~952/mo

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161 Gilbert St 16 San Francisco, CA 94103

8,820sqft lot

Introducing 161 Gilbert St, a property that exudes charm and sophistication. The centerpiece of the living area is a cozy fireplace, perfect for those chilly evenings. The kitchen is a chef's dream, equipped with all stainless steel appliances that gleam under the recessed lighting. The entire home has been refreshed with a coat of interior paint, giving it a clean, modern look. This property is a testament to tasteful design and quality craftsmanship.

MLS 41127303

480-462-5392 (Office) 480-462-5392 (Cell) melissa.westfall@opendoor.com

Est. payment

$5,233/mo

Principal & interestTaxesInsuranceHOA

$3,388$698$195$952

Down %

Rate %

Years

Down payment: $134,000 · Total cost: $1,353,638

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,233/mo

Principal & interest: $3,388
Est. property tax: $698
Est. insurance: $195
HOA (normalized / mo): $952
Down payment: $134,000

Est. gross rent$2,792/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,441/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 15, 2026	$685,000	—

Facts & Features

Transaction Data

▼Price Reduced from $685,000 (−$15,000)

HOA Fee$952/monthly

Structure & Property

Year Built1995

Garage Spaces1

480-462-5392 (Office) 480-462-5392 (Cell) melissa.westfall@opendoor.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

161 Gilbert St 16, San Francisco, CA 94103

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161 Gilbert St 16 San Francisco, CA 94103

About this home

Melissa Westfall

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Melissa Westfall

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

161 Gilbert St 16, San Francisco, CA 94103

About This Property

Property Photos

161 Gilbert St 16 San Francisco, CA 94103

About this home

Melissa Westfall

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Melissa Westfall

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.