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5240 Beachfront Cove 89 — San Diego — 4 Beds • 3 Baths • 1,702 Sq Ft | Belmont Brokerage | Belmont Brokerage

ActiveUnderContract

+20 more

$615,000

94 DOM

$361/sqft4 bd3 ba1,702 sqftHOA ~236/mo

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5240 Beachfront Cove 89 San Diego, CA 92154

Welcome to 5240 Beachfront Cove, a beautifully maintained 4 bed, 2.5 bath home in the desirable Playa Del Sol community. The open concept layout offers great natural light, spacious living areas, and a well designed kitchen perfect for everyday living. This home enjoys a beautiful elevated view, adding a sense of openness and calm throughout the space. The bedrooms are comfortable and well sized, including a relaxing primary suite. Playa Del Sol offers resort style amenities including a sparkling pool, gym, clubhouse, BBQ areas, and landscaped common spaces. The community provides a clean, gated feel with convenient access to shopping, dining, freeways, and all that South San Diego offers

MLS SW26005265

909-993-5710 (Office) arturoaguilar.re@gmail.com

Est. payment

$4,166/mo

Principal & interestTaxesInsuranceHOA

$3,110$641$179$236

Down %

Rate %

Years

Down payment: $123,000 · Total cost: $1,242,519

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,166/mo

Principal & interest: $3,110
Est. property tax: $641
Est. insurance: $179
HOA (normalized / mo): $236
Down payment: $123,000

Est. gross rent$2,563/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,603/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Jan 8, 2026	$640,000	—

Facts & Features

Transaction Data

▼Price Reduced from $640,000 (−$25,000)

HOA Fee$236.14/monthly

Structure & Property

Year Built2021

Garage Spaces2

909-993-5710 (Office) arturoaguilar.re@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

5240 Beachfront Cove 89, San Diego, CA 92154

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5240 Beachfront Cove 89 San Diego, CA 92154

About this home

Arturo Aguilar

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Arturo Aguilar

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

5240 Beachfront Cove 89, San Diego, CA 92154

About This Property

Property Photos

5240 Beachfront Cove 89 San Diego, CA 92154

About this home

Arturo Aguilar

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Arturo Aguilar

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.