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4875 Cole St 69 — San Diego — 3 Beds • 2 Baths • 952 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+18 more

$480,000

26 DOM

$504/sqft3 bd2 ba952 sqftHOA ~500/mo

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4875 Cole St 69 San Diego, CA 92117

The only 3-bedroom condo below $500k in Clairemont. Move-in ready, top floor home. Sunny and bright with south-facing windows that capture the coastal breeze and open views. Fresh paint, wood-style laminate floors, granite counters. Conveniently located within minutes to schools, parks, restaurants, shopping malls. Easy access to freeways. 10 min to UTC, UCSD, hospitals. 16 min to La Jolla shores.

MLS 260006699SD

858-459-0501 (Office) 858-247-9633 (Cell) victoriacarter@bhhscal.com

Est. payment

$3,567/mo

Principal & interestTaxesInsuranceHOA

$2,427$500$140$500

Down %

Rate %

Years

Down payment: $96,000 · Total cost: $969,771

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,567/mo

Principal & interest: $2,427
Est. property tax: $500
Est. insurance: $140
HOA (normalized / mo): $500
Down payment: $96,000

Est. gross rent$2,000/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,567/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Mar 21, 2026	$490,000	—

Facts & Features

Transaction Data

▼Price Reduced from $490,000 (−$10,000)

HOA Fee$500/monthly

Structure & Property

Year Built1974

858-459-0501 (Office) 858-247-9633 (Cell) victoriacarter@bhhscal.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

4875 Cole St 69, San Diego, CA 92117

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Call

4875 Cole St 69 San Diego, CA 92117

About this home

Victoria Soetje Carter

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Victoria Soetje Carter

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

4875 Cole St 69, San Diego, CA 92117

About This Property

Property Photos

4875 Cole St 69 San Diego, CA 92117

About this home

Victoria Soetje Carter

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Victoria Soetje Carter

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.