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4320 Cartagena Drive — San Diego — 2 Beds • 2 Baths • 1,519 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+19 more

$865,000

10 DOM

$569/sqft2 bd2 ba1,519 sqft

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4320 Cartagena Dr San Diego, CA 92115

13,100sqft lot

Fixer Opportunity on a 13,000 sq ft lot. Wonderful Rolando neighborhood. Zoning RS 1-7 which requires 1 unit per 5,000 sq ft of lot size. Located in the Transit Priority Area. Build up to 6 ADU's and or other units. Contact the city to confirm details. Rent the main house while you get permits to develop the new units. Multiple flat building pads in the backyard. House has some deferred maintenance. Selling as-is.

MLS PTP2602090

858-877-3029 (Office) 858-461-9901 (Cell) marc@priorityonesd.com

Est. payment

$5,527/mo

Principal & interestTaxesInsurance

$4,374$901$252

Down %

Rate %

Years

Down payment: $173,000 · Total cost: $1,747,608

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,527/mo

Principal & interest: $4,374
Est. property tax: $901
Est. insurance: $252
Down payment: $173,000

Est. gross rent$3,604/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,923/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

Opens interactive virtual tour

Price History

Event	Date	Price	Change
Listed	Mar 17, 2026	$865,000	—

Facts & Features

Transaction Data

Structure & Property

Year Built1949

858-877-3029 (Office) 858-461-9901 (Cell) marc@priorityonesd.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

4320 Cartagena Drive, San Diego, CA 92115

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4320 Cartagena Dr San Diego, CA 92115

About this home

Marc Cohen

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Marc Cohen

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

4320 Cartagena Drive, San Diego, CA 92115

About This Property

Property Photos

4320 Cartagena Dr San Diego, CA 92115

About this home

Marc Cohen

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Marc Cohen

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.