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4310 54Th Street 109 — San Diego — 1 Bed • 1 Bath • 700 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+7 more

$250,000

99 DOM

$357/sqft1 bd1 ba700 sqftHOA ~340/mo

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4310 54Th St 109 San Diego, CA 92115

This bright and modern unit features 1 full bath and a versatile den that can be used as a second bedroom, home office, or guest space. Recently updated throughout with contemporary finishes, new flooring, and stylish fixtures. Perfect as a starter home or investment opportunity. Conveniently located near shopping, dining, and major freeways. Don’t miss this move-in ready gem!

MLS PTP2508193

619-303-3399 (Office) 619-770-9634 (Cell) mercadosells@gmail.com

Est. payment

$1,937/mo

Principal & interestTaxesInsuranceHOA

$1,264$260$73$340

Down %

Rate %

Years

Down payment: $50,000 · Total cost: $505,089

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$1,937/mo

Principal & interest: $1,264
Est. property tax: $260
Est. insurance: $73
HOA (normalized / mo): $340
Down payment: $50,000

Est. gross rent$1,042/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-895/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Oct 29, 2025	$270,000	—

Facts & Features

Transaction Data

▼Price Reduced from $270,000 (−$20,000)

HOA Fee$340/monthly

Structure & Property

Year Built1972

619-303-3399 (Office) 619-770-9634 (Cell) mercadosells@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

4310 54Th Street 109, San Diego, CA 92115

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4310 54Th St 109 San Diego, CA 92115

About this home

David Mercado

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

David Mercado

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

4310 54Th Street 109, San Diego, CA 92115

About This Property

Property Photos

4310 54Th St 109 San Diego, CA 92115

About this home

David Mercado

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

David Mercado

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.