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4208 Napier Street — San Diego — 3 Beds • 3 Baths • 1,901 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+30 more

$939,000

29 DOM

$494/sqft3 bd3 ba1,901 sqftHOA ~375/mo

Call

4208 Napier St San Diego, CA 92110

6,565sqft lot

Unique! Spacious Townhome style condo. 2 Stories with 3 bedrooms - 2 of which are primary bedrooms - 1 downstairs (could be used as a second living room/family room/office), the other upstairs. Peek view of Mission Bay from the Balcony, Living room and upstairs Primary bedroom. Formal dining room, living room fireplace, separate laundry room - and plenty of storage! This place lives like a single family home. 2 car attached garage, private use yard, 1 common wall - only 3 units in the complex! Super convenient to the world... Close to restaurants, shopping, Mission Bay, Mission Beach, freeways to everywhere! Impossible to find this kind of living space this close to the coast in this price range!!! A bit of personalization and voila - your piece of perfection here in America's Finest city, San Diego. Welcome to your brand of living!

MLS PTP2602014

619-464-3575 (Office) 619-985-1280 (Cell) frank@heartlandre.com

Est. payment

$6,375/mo

Principal & interestTaxesInsuranceHOA

$4,748$978$274$375

Down %

Rate %

Years

Down payment: $187,800 · Total cost: $1,897,114

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,375/mo

Principal & interest: $4,748
Est. property tax: $978
Est. insurance: $274
HOA (normalized / mo): $375
Down payment: $187,800

Est. gross rent$3,913/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,462/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Mar 11, 2026	$979,000	—

Facts & Features

Transaction Data

▼Price Reduced from $979,000 (−$40,000)

HOA Fee$375/monthly

Structure & Property

Year Built1982

Garage Spaces2

619-464-3575 (Office) 619-985-1280 (Cell) frank@heartlandre.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

4208 Napier Street, San Diego, CA 92110

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Call

4208 Napier St San Diego, CA 92110

About this home

Frank McLin

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Frank McLin

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

4208 Napier Street, San Diego, CA 92110

About This Property

Property Photos

4208 Napier St San Diego, CA 92110

About this home

Frank McLin

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Frank McLin

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.