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4127 Florida 4 — San Diego — 1 Bed • 1 Bath • 560 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+9 more

$399,000

21 DOM

$713/sqft1 bd1 ba560 sqftHOA ~313/mo

Call

4127 Florida 4 San Diego, CA 92104

7,477sqft lot

Price, easy living and a walking score of #97! makes this an incredible opportunity for a first-time buyer! Located in the highly sort after North Park/Hillcrest area, this move-in-ready 1-bedroom, 1-bath condo offers the perfect blend of comfort, convenience, and walkable city living. Enjoy being just steps from the farmers market, popular restaurants, and the iconic Lafayette Hotel, all while tucked away in a quiet, garden-style courtyard community. Inside, the home features fresh paint, new flooring, and stainless steel appliances, plus an eat-at breakfast bar that’s perfect for easy meals. The private patio adds extra outdoor space, and in-unit laundry means no shared facilities—just everyday convenience. A great place to start building equity in one of San Diego’s most vibrant neighborhoods!

MLS PTP2602234

760-720-1000 (Office) 619-942-1989 (Cell) rose@horizonPacificrealty.com

Est. payment

$2,863/mo

Principal & interestTaxesInsuranceHOA

$2,018$416$116$313

Down %

Rate %

Years

Down payment: $79,800 · Total cost: $806,122

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$2,863/mo

Principal & interest: $2,018
Est. property tax: $416
Est. insurance: $116
HOA (normalized / mo): $313
Down payment: $79,800

Est. gross rent$1,663/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,200/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Feb 23, 2026	$415,000	—

Facts & Features

Transaction Data

▼Price Reduced from $415,000 (−$16,000)

HOA Fee$313/monthly

Structure & Property

Year Built1958

760-720-1000 (Office) 619-942-1989 (Cell) rose@horizonPacificrealty.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

4127 Florida 4, San Diego, CA 92104

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Call

4127 Florida 4 San Diego, CA 92104

About this home

Rose Rugama

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Rose Rugama

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

4127 Florida 4, San Diego, CA 92104

About This Property

Property Photos

4127 Florida 4 San Diego, CA 92104

About this home

Rose Rugama

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Rose Rugama

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.