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4045 8Th Ave. 205 — San Diego — 1 Bed • 1 Bath • 582 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+33 more

$395,000

9 DOM

$679/sqft1 bd1 ba582 sqftHOA ~373/mo

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4045 8Th Ave. 205 San Diego, CA 92103

19,850sqft lot

Top-floor Hillcrest condo with fresh paint and stylish updates throughout, including the kitchen, flooring, lighting, windows, bathroom, and appliances. This gated community offers assigned covered parking, a rec room, fitness center, BBQ area, extra storage locker, and laundry room with free machines. Enjoy easy access to the energy and convenience of Hillcrest, one of San Diego’s most vibrant urban villages, known for its dining, nightlife, shopping, and charm. Just a short drive from Balboa Park, Downtown San Diego, the airport, and the beaches.

MLS 260007800SD

877-722-8085 (Office) 858-232-8722 (Cell) tjnelsonrealtor@gmail.com

Est. payment

$2,896/mo

Principal & interestTaxesInsuranceHOA

$1,997$411$115$373

Down %

Rate %

Years

Down payment: $79,000 · Total cost: $798,041

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$2,896/mo

Principal & interest: $1,997
Est. property tax: $411
Est. insurance: $115
HOA (normalized / mo): $373
Down payment: $79,000

Est. gross rent$1,646/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,250/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Apr 4, 2026	$395,000	—

Facts & Features

Transaction Data

HOA Fee$372.53/monthly

Structure & Property

Year Built1996

877-722-8085 (Office) 858-232-8722 (Cell) tjnelsonrealtor@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

4045 8Th Ave. 205, San Diego, CA 92103

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Call

4045 8Th Ave. 205 San Diego, CA 92103

About this home

Thomas Nelson

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Thomas Nelson

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

4045 8Th Ave. 205, San Diego, CA 92103

About This Property

Property Photos

4045 8Th Ave. 205 San Diego, CA 92103

About this home

Thomas Nelson

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Thomas Nelson

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.