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3584 86 Chamoune Avenue — San Diego | Belmont Brokerage | Belmont Brokerage

Pending

+18 more

$740,000

26 DOM

— bd— ba— sqft

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3584 86 Chamoune Ave San Diego, CA 92105

0.07sqft lot

Fully remodeled in 2015, this turnkey duplex is ideally located in the heart of City Heights, San Diego—perfect for investors or owner-occupants looking to live in one unit and rent the other. The front unit features 2 bedrooms and sits on an elevated lot, offering nice views from the living room. The back unit is a spacious 1-bedroom with an open layout. Both units are well-maintained and thoughtfully updated, each offering private interior laundry, tankless water heaters, and assigned parking conveniently located next to each unit. The two bedroom unit has a minisplit cooling system. Enjoy fully fenced yards for both units, with ample outdoor space and future potential to enhance or customize. A versatile property with strong income potential and flexible living options—don’t miss this opportunity!

MLS NDP2602658

855-450-0442 (Office) 619-733-7392 (Cell) ariannaschwarz@gmail.com

Est. payment

$4,729/mo

Principal & interestTaxesInsurance

$3,742$771$216

Down %

Rate %

Years

Down payment: $148,000 · Total cost: $1,495,063

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,729/mo

Principal & interest: $3,742
Est. property tax: $771
Est. insurance: $216
Down payment: $148,000

Est. gross rent$3,083/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,646/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

Opens interactive virtual tour

Price History

Event	Date	Price	Change
Listed	Mar 20, 2026	$740,000	—

Facts & Features

Transaction Data

Structure & Property

Year Built1954

855-450-0442 (Office) 619-733-7392 (Cell) ariannaschwarz@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

3584 86 Chamoune Avenue, San Diego, CA 92105

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3584 86 Chamoune Ave San Diego, CA 92105

About this home

Arianna Schwarz

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Arianna Schwarz

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

3584 86 Chamoune Avenue, San Diego, CA 92105

About This Property

Property Photos

3584 86 Chamoune Ave San Diego, CA 92105

About this home

Arianna Schwarz

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Arianna Schwarz

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.