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3550 Ruffin Road 152 — San Diego — 2 Beds • 1 Bath • 792 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+17 more

$474,900

8 DOM

$600/sqft2 bd1 ba792 sqftHOA ~385/mo

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3550 Ruffin Rd 152 San Diego, CA 92123

Welcome to this beautifully maintained, move-in ready ground-floor condo in the heart of Serra Mesa. This charming 2-bedroom, 1-bathroom home features luxury vinyl plank flooring throughout, showcasing soft, modern tones that create a warm and inviting atmosphere in every room. Enjoy year-round comfort with a naturally cool interior, complemented by a newer A/C unit for those warmer San Diego days. Pride of ownership is evident throughout, as this home has been wonderfully cared for and thoughtfully maintained. Ideally located, you’ll love the convenience of being just minutes from Snapdragon Stadium, Costco, and all the dining, shopping, and entertainment options that Mission Valley has to offer. Whether you're a first-time buyer, downsizing, or looking for a great investment, this condo checks all the boxes for comfort, style, and location.

MLS 260008146SD

619-296-9055 (Office) 619-988-6423 (Cell) ad.ladrillono@gmail.com

Est. payment

$3,420/mo

Principal & interestTaxesInsuranceHOA

$2,401$495$139$385

Down %

Rate %

Years

Down payment: $94,980 · Total cost: $959,467

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,420/mo

Principal & interest: $2,401
Est. property tax: $495
Est. insurance: $139
HOA (normalized / mo): $385
Down payment: $94,980

Est. gross rent$1,979/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,441/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

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Price History

Event	Date	Price	Change
Listed	Apr 7, 2026	$475,000	—

Facts & Features

Transaction Data

▼Price Reduced from $475,000 (−$100)

HOA Fee$385/monthly

Structure & Property

Year Built1973

619-296-9055 (Office) 619-988-6423 (Cell) ad.ladrillono@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

3550 Ruffin Road 152, San Diego, CA 92123

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Call

3550 Ruffin Rd 152 San Diego, CA 92123

About this home

Allen Ladrillono

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Allen Ladrillono

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

3550 Ruffin Road 152, San Diego, CA 92123

About This Property

Property Photos

3550 Ruffin Rd 152 San Diego, CA 92123

About this home

Allen Ladrillono

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Allen Ladrillono

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.