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2959 Cowley Way 95 — San Diego — 2 Beds • 2 Baths • 948 Sq Ft | Belmont Brokerage | Belmont Brokerage

Pending

+16 more

$549,000

19 DOM

$579/sqft2 bd2 ba948 sqftHOA ~434/mo

Call

2959 Cowley Way 95 San Diego, CA 92117

2.04acre lot

Enjoy stunning panoramic views of Tecolote Canyon from your top-floor 2BED/2 BATH single-level condo. Have spectacular sunrises take your breath away from your balcony. Large bedrooms w/tons of natural light. Great location with low HOAs, including a pool. The condo is just minutes from Mission Bay, with easy access to beautiful beaches, parks, and water activities. Tecolote Canyon offers a variety of recreational options, including a golf course, driving range, and scenic hiking and mountain biking trails. Walkable to the library, restaurants, bars, and grocery shopping. This condo is ready for your TLC!

MLS 260006937SD

619-948-4642 (Office) 858-244-3298 (Cell) kpatelsdhomes@gmail.com

Est. payment

$3,942/mo

Principal & interestTaxesInsuranceHOA

$2,776$572$160$434

Down %

Rate %

Years

Down payment: $109,800 · Total cost: $1,109,175

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,942/mo

Principal & interest: $2,776
Est. property tax: $572
Est. insurance: $160
HOA (normalized / mo): $434
Down payment: $109,800

Est. gross rent$2,288/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,654/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Mar 25, 2026	$579,000	—

Facts & Features

Transaction Data

▼Price Reduced from $579,000 (−$30,000)

HOA Fee$433.65/monthly

Structure & Property

Year Built1976

619-948-4642 (Office) 858-244-3298 (Cell) kpatelsdhomes@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

2959 Cowley Way 95, San Diego, CA 92117

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2959 Cowley Way 95 San Diego, CA 92117

About this home

Kaushal Patel

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Kaushal Patel

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

2959 Cowley Way 95, San Diego, CA 92117

About This Property

Property Photos

2959 Cowley Way 95 San Diego, CA 92117

About this home

Kaushal Patel

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Kaushal Patel

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.