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200 Harbor Drive 2602 — San Diego — 2 Beds • 2 Baths • 1,474 Sq Ft | Belmont Brokerage | Belmont Brokerage

Pending

+32 more

$1,625,000

4 DOM

$1,102/sqft2 bd2 ba1,474 sqftHOA ~1,871/mo

Call

200 Harbor Dr 2602 San Diego, CA 92101

Welcome to the iconic Harbor Club, featuring this exquisitely upgraded 2-bedroom, 2-bath residence in a highly sought-after bubble unit layout. Designed with a focus on elegance and comfort, the interior showcases high-end, refined finishes, thoughtfully curated upgrades, and automatic blackout shutters throughout for both privacy and convenience. Expansive windows frame breathtaking panoramic views of the downtown skyline, The Rady Shell at Jacobs Park, and across the bay to Coronado. Located in the prestigious Marina District, this residence offers effortless access to the waterfront, premier dining, and San Diego’s most vibrant attractions. Harbor Club residents enjoy world-class amenities including 24-hour concierge, an elegant clubhouse, resort-style pool and spa, and inviting outdoor fire features delivering a truly elevated urban living experience.

MLS 260008351SD

760-908-0842 (Office) 619-206-9633 (Cell) justin@nexthomebella.com

Est. payment

$12,255/mo

Principal & interestTaxesInsuranceHOA

$8,217$1,693$474$1,871

Down %

Rate %

Years

Down payment: $325,000 · Total cost: $3,283,078

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$12,255/mo

Principal & interest: $8,217
Est. property tax: $1,693
Est. insurance: $474
HOA (normalized / mo): $1,871
Down payment: $325,000

Est. gross rent$6,771/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-5,484/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Apr 9, 2026	$1,625,000	—

Facts & Features

Transaction Data

HOA Fee$1,871.06/monthly

Structure & Property

Year Built1992

Garage Spaces2

760-908-0842 (Office) 619-206-9633 (Cell) justin@nexthomebella.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

200 Harbor Drive 2602, San Diego, CA 92101

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Call

200 Harbor Dr 2602 San Diego, CA 92101

About this home

Justin Santolaya

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Justin Santolaya

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

200 Harbor Drive 2602, San Diego, CA 92101

About This Property

Property Photos

200 Harbor Dr 2602 San Diego, CA 92101

About this home

Justin Santolaya

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Justin Santolaya

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.